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  <url>
    <loc>https://iherng-journal.pages.dev/rental-calculator</loc>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/new-baby-investment-strategy</loc>
    <lastmod>2026-09-30T12:00:00.000Z</lastmod>
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      <video:title>ASKING SEAN #322 | NEW BABY CHANGED INVESTMENT STRATEGY</video:title>
      <video:description>A couple bought a new condo as their first home, but their first child arrives as it is handed over. Sean explains why he would rent it out and stay with family for now.</video:description>
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      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/cancelled-booking-fomo</loc>
    <lastmod>2026-09-23T12:00:00.000Z</lastmod>
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      <video:thumbnail_loc>https://i.ytimg.com/vi/6HD9woqbgqw/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #321 | CANCELLED BOOKING DUE TO FOMO</video:title>
      <video:description>A 25-year-old booked a RM640,000 unit on a promised 15% return, then cancelled. Sean explains why that was right, and how to tell what you can actually afford.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/6HD9woqbgqw</video:player_loc>
      <video:duration>2382</video:duration>
      <video:publication_date>2026-09-23T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/dedaun-rimba-kwasa-damansara</loc>
    <lastmod>2026-09-07T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/cl4456FxoZw/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #469 | DEDAUN RIMBA, KWASA DAMANSARA</video:title>
      <video:description>The first completed homes in a much-discussed master plan reveal the promise—and growing pains—of an emerging township.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/cl4456FxoZw</video:player_loc>
      <video:duration>2130</video:duration>
      <video:publication_date>2026-09-07T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/parents-paying-half-for-house</loc>
    <lastmod>2026-08-28T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/vgJdJVjL4e4/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/vgJdJVjL4e4/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #318 | MY PARENTS ARE PAYING HALF FOR MY HOUSE</video:title>
      <video:description>A first-time investor&apos;s parents will pay half the price, but only for a home to live in. Sean explains how to protect a one-income household and handle the condition.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/vgJdJVjL4e4</video:player_loc>
      <video:duration>1564</video:duration>
      <video:publication_date>2026-08-28T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/sunway-dhill-kota-damansara</loc>
    <lastmod>2026-07-24T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/-dcfPuc4d6I/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #459 | SUNWAY D&apos;HILL, KOTA DAMANSARA</video:title>
      <video:description>A high-rise beside an 800-acre forest reserve balances an immersive landscape with the activity of a connected urban address.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/-dcfPuc4d6I</video:player_loc>
      <video:duration>2418</video:duration>
      <video:publication_date>2026-07-24T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/stalled-project-projek-sakit</loc>
    <lastmod>2026-07-14T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/GQWJKrZZ2Eg/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #316 | MY INVESTMENT IS NOW PROJEK SAKIT</video:title>
      <video:description>A buyer sees construction slowing and fears the project will be abandoned. Sean, a buyer in the same project, explains the difference between ailing and abandoned, and the real options for getting out or staying in.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/GQWJKrZZ2Eg</video:player_loc>
      <video:duration>1319</video:duration>
      <video:publication_date>2026-07-14T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/discount-price-still-losing-money</loc>
    <lastmod>2026-04-02T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/-qxaAp04k-Y/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/-qxaAp04k-Y/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #309 | BOUGHT AT DISCOUNT PRICE STILL LOSE MONEY</video:title>
      <video:description>A homeowner who bought &quot;at a good rate&quot; during COVID now struggles with the instalment and cannot find tenants. Sean explains why a discount is not a bargain, and how to decide whether to hold, rent or sell.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/-qxaAp04k-Y</video:player_loc>
      <video:duration>1406</video:duration>
      <video:publication_date>2026-04-02T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/allevia-mont-kiara</loc>
    <lastmod>2025-10-25T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/GtovUptGuAg/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/GtovUptGuAg/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #409 | ALLEVIA, MONT&apos;KIARA</video:title>
      <video:description>Careful tower placement, expressive architecture and spacious three-bedroom homes make a strong own-stay case in a competitive address.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/GtovUptGuAg</video:player_loc>
      <video:duration>2812</video:duration>
      <video:publication_date>2025-10-25T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/when-to-buy-property-data-guide</loc>
    <lastmod>2025-09-09T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/-P8XBPxsxUA/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/-P8XBPxsxUA/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>WHY SOME MALAYSIANS LOSE MONEY IN PROPERTY FOR THE PAST 10 YEARS? ALSO IS 2025 A GOOD TIME TO BUY?</video:title>
      <video:description>Why did some Malaysians lose money on property over the past decade? Sean reads ten years of official data and swaps timing for a test you can actually apply.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/-P8XBPxsxUA</video:player_loc>
      <video:duration>1196</video:duration>
      <video:publication_date>2025-09-09T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/investing-in-property-at-60</loc>
    <lastmod>2025-07-08T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/x_fVDvW6UHA/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/x_fVDvW6UHA/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #289 | SHOULD I STILL INVEST IN PROPERTY AT 60?</video:title>
      <video:description>A reader over 60 is being offered short-stay units promising 9% returns. Sean explains why property loses its main advantage at that age, and what to consider instead.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/x_fVDvW6UHA</video:player_loc>
      <video:duration>1993</video:duration>
      <video:publication_date>2025-07-08T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/settle-housing-loan-early</loc>
    <lastmod>2025-05-14T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/jA5cBaGWCPI/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/jA5cBaGWCPI/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #283 | SETTLE THE LOAN EARLY TO SAVE ON INTEREST?</video:title>
      <video:description>A reader with three mortgages dreams of being debt-free. Sean explains why he would keep the loans running, and what to do with the spare cash instead.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/jA5cBaGWCPI</video:player_loc>
      <video:duration>1568</video:duration>
      <video:publication_date>2025-05-14T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/choosing-own-stay-home</loc>
    <lastmod>2025-05-07T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/wE37EkIaQLw/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/wE37EkIaQLw/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #282 | CONSIDERATIONS FOR OWN-STAY PROPERTY</video:title>
      <video:description>A 34-year-old renter is tired of moving and wants a home of his own, but friends warn him off. Sean tests the decision with his 85% rule.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/wE37EkIaQLw</video:player_loc>
      <video:duration>1269</video:duration>
      <video:publication_date>2025-05-07T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/avisa-residences-tropicana-alam</loc>
    <lastmod>2025-02-05T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/xjBhlianxaM/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/xjBhlianxaM/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #367 | AVISA RESIDENCES, TROPICANA ALAM PUNCAK ALAM</video:title>
      <video:description>Lakes, parks and landed homes meet the realities of a rapidly developing neighbourhood.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/xjBhlianxaM</video:player_loc>
      <video:duration>2423</video:duration>
      <video:publication_date>2025-02-05T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/guaranteed-rental-return-risks</loc>
    <lastmod>2024-08-20T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/QDy2Z1YmHks/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/QDy2Z1YmHks/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #259 | THE REALITY OF GRR (GUARANTEED RENTAL RETURN) SCHEMES</video:title>
      <video:description>A reader has booked a hotel unit with a guaranteed 7% return. Sean explains where the guarantee really comes from, and why the exit is the bigger problem.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/QDy2Z1YmHks</video:player_loc>
      <video:duration>1361</video:duration>
      <video:publication_date>2024-08-20T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/property-research-before-buying</loc>
    <lastmod>2024-07-10T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/78PkfsD4iBQ/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/78PkfsD4iBQ/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>RESEARCH WORK REQUIRED BEFORE BUYING A PROPERTY</video:title>
      <video:description>Projects borrow the name of a famous neighbourhood to charge its prices. Sean walks through the research that shows what an address is really worth.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/78PkfsD4iBQ</video:player_loc>
      <video:duration>1539</video:duration>
      <video:publication_date>2024-07-10T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/first-property-must-be-a-home</loc>
    <lastmod>2024-06-20T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/iP_ynRJtijc/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/iP_ynRJtijc/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #254 | FIRST PROPERTY MUST BE A HOME?</video:title>
      <video:description>A 26-year-old bought an investment condo before a family home, and his future in-laws disapprove. Sean explains why investing first can be the smarter order.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/iP_ynRJtijc</video:player_loc>
      <video:duration>1864</video:duration>
      <video:publication_date>2024-06-20T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/old-house-vs-new-property</loc>
    <lastmod>2024-02-27T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/LRNPkznBo7w/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/LRNPkznBo7w/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #242 | OLD VERSUS NEW PROPERTY</video:title>
      <video:description>An unmarried couple must choose between a cheap 30-year-old house needing renovation and a new one with a bigger instalment. Sean says the real question is whose income the loan depends on.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/LRNPkznBo7w</video:player_loc>
      <video:duration>1608</video:duration>
      <video:publication_date>2024-02-27T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/apartment-vs-landed</loc>
    <lastmod>2024-02-20T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/elQNiT-fzkM/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/elQNiT-fzkM/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #241 | APARTMENT VS LANDED</video:title>
      <video:description>A reader assumes landed homes are guaranteed to appreciate while condos age. Sean explains why that view is hindsight, where condos win, and the price ceiling open landed homes run into.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/elQNiT-fzkM</video:player_loc>
      <video:duration>1401</video:duration>
      <video:publication_date>2024-02-20T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/location-location-location</loc>
    <lastmod>2024-02-02T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/2YZ4YG0DZJg/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/2YZ4YG0DZJg/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #239 | &quot;LOCATION LOCATION LOCATION&quot; STILL VALID?</video:title>
      <video:description>A young investor has shortlisted Bangsar South by its rental demand. Sean argues that location is not what makes you money; the price you pay against the area median is.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/2YZ4YG0DZJg</video:player_loc>
      <video:duration>1676</video:duration>
      <video:publication_date>2024-02-02T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/manor-born-ipoh</loc>
    <lastmod>2021-05-16T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/Em5Ls6ECFJ8/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Em5Ls6ECFJ8/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #159 | RM 2.7 MIL BUNGALOW IN MANOR BORN, IPOH</video:title>
      <video:description>A generous bungalow, a mountain backdrop, and the everyday compromises behind an exclusive address.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/Em5Ls6ECFJ8</video:player_loc>
      <video:duration>874</video:duration>
      <video:publication_date>2021-05-16T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/cempaka-seri-kota-seriemas</loc>
    <lastmod>2021-03-18T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/PHJ67Qx6MG0/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/PHJ67Qx6MG0/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #150 | CEMPAKA SERI, KOTA SERIEMAS</video:title>
      <video:description>Thoughtful interiors and room for greenery put a familiar housing format in a different light.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/PHJ67Qx6MG0</video:player_loc>
      <video:duration>989</video:duration>
      <video:publication_date>2021-03-18T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/defect-inspection-checklist</loc>
    <lastmod>2020-01-08T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/mYiV-w5E31U/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/mYiV-w5E31U/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>CHECK FOR DEFECTS IN YOUR PROPERTY</video:title>
      <video:description>Most buyers hunt for scratches and hollow tiles and miss what stops a home from working. Sean sets out what to check first in a defect inspection.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/mYiV-w5E31U</video:player_loc>
      <video:duration>646</video:duration>
      <video:publication_date>2020-01-08T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/hidden-costs-property-malaysia</loc>
    <lastmod>2019-04-09T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/AQtkorLSEUQ/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/AQtkorLSEUQ/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>HIDDEN COST WHEN YOU BUY PROPERTY IN MALAYSIA</video:title>
      <video:description>Most first-time buyers budget the deposit and nothing else. Sean lists the costs that kept surprising him on his first purchase.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/AQtkorLSEUQ</video:player_loc>
      <video:duration>361</video:duration>
      <video:publication_date>2019-04-09T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/new-launch-vs-subsale</loc>
    <lastmod>2017-08-03T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/iz20Za8r6ts/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/iz20Za8r6ts/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>New property VS Sub Sale</video:title>
      <video:description>A new launch and a subsale unit can cost the same on paper but ask for very different cash, time and risk. Sean explains who each one suits.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/iz20Za8r6ts</video:player_loc>
      <video:duration>568</video:duration>
      <video:publication_date>2017-08-03T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
</urlset>
