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      <video:title>PROPERTY REVIEW #459 | SUNWAY D&apos;HILL, KOTA DAMANSARA</video:title>
      <video:description>A high-rise beside an 800-acre forest reserve balances an immersive landscape with the activity of a connected urban address.</video:description>
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      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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      <video:title>PROPERTY REVIEW #409 | ALLEVIA, MONT&apos;KIARA</video:title>
      <video:description>Careful tower placement, expressive architecture and spacious three-bedroom homes make a strong own-stay case in a competitive address.</video:description>
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      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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      <video:title>WHY SOME MALAYSIANS LOSE MONEY IN PROPERTY FOR THE PAST 10 YEARS? ALSO IS 2025 A GOOD TIME TO BUY?</video:title>
      <video:description>A data-led way to replace the impossible search for perfect market timing with price, rent, supply and affordability checks.</video:description>
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      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/settle-housing-loan-early</loc>
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      <video:title>ASKING SEAN #283 | SETTLE THE LOAN EARLY TO SAVE ON INTEREST?</video:title>
      <video:description>A framework for weighing interest savings and peace of mind against liquidity, alternative returns and the operating needs of rental property.</video:description>
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      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/choosing-own-stay-home</loc>
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      <video:title>ASKING SEAN #282 | CONSIDERATIONS FOR OWN-STAY PROPERTY</video:title>
      <video:description>How to decide when a home is worth buying for stability and daily life, while preserving a workable exit if circumstances change.</video:description>
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      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/avisa-residences-tropicana-alam</loc>
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      <video:title>PROPERTY REVIEW #367 | AVISA RESIDENCES, TROPICANA ALAM PUNCAK ALAM</video:title>
      <video:description>Lakes, parks and landed homes meet the realities of a rapidly developing neighbourhood.</video:description>
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      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/guaranteed-rental-return-risks</loc>
    <lastmod>2024-08-19T12:00:00.000Z</lastmod>
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      <video:title>ASKING SEAN #259 | THE REALITY OF GRR (GUARANTEED RENTAL RETURN) SCHEMES</video:title>
      <video:description>How to examine a guaranteed-rental-return scheme by testing its purchase price, operating assumptions, counterparty and exit options.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/QDy2Z1YmHks</video:player_loc>
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      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/property-research-before-buying</loc>
    <lastmod>2024-07-10T12:00:00.000Z</lastmod>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/78PkfsD4iBQ/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>RESEARCH WORK REQUIRED BEFORE BUYING A PROPERTY</video:title>
      <video:description>A repeatable way to test an address, its real market tier, comparable prices and rental demand before committing to a property.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/78PkfsD4iBQ</video:player_loc>
      <video:duration>1539</video:duration>
      <video:publication_date>2024-07-10T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/first-property-must-be-a-home</loc>
    <lastmod>2024-06-20T12:00:00.000Z</lastmod>
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    <priority>0.7</priority>
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      <video:title>ASKING SEAN #254 | FIRST PROPERTY MUST BE A HOME?</video:title>
      <video:description>A young buyer&apos;s plans bring a bigger question into focus: whose expectations are shaping the decision?</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/iP_ynRJtijc</video:player_loc>
      <video:duration>1864</video:duration>
      <video:publication_date>2024-06-20T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/old-house-vs-new-property</loc>
    <lastmod>2024-02-27T12:00:00.000Z</lastmod>
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    <priority>0.7</priority>
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      <video:title>ASKING SEAN #242 | OLD VERSUS NEW PROPERTY</video:title>
      <video:description>A buyer&apos;s framework for comparing a cheaper mature home with a newer development after renovation, location and life plans enter the calculation.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/LRNPkznBo7w</video:player_loc>
      <video:duration>1608</video:duration>
      <video:publication_date>2024-02-27T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/apartment-vs-landed</loc>
    <lastmod>2024-02-20T12:00:00.000Z</lastmod>
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    <priority>0.7</priority>
    <image:image>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/elQNiT-fzkM/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>ASKING SEAN #241 | APARTMENT VS LANDED</video:title>
      <video:description>Sean revisits a familiar debate through land scarcity, changing priorities and the purpose of a home.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/elQNiT-fzkM</video:player_loc>
      <video:duration>1401</video:duration>
      <video:publication_date>2024-02-20T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/location-location-location</loc>
    <lastmod>2024-02-02T12:00:00.000Z</lastmod>
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    <priority>0.7</priority>
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      <video:title>ASKING SEAN #239 | &quot;LOCATION LOCATION LOCATION&quot; STILL VALID?</video:title>
      <video:description>A conversation about Bangsar South puts the purchase price back into the property equation.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/2YZ4YG0DZJg</video:player_loc>
      <video:duration>1676</video:duration>
      <video:publication_date>2024-02-02T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/manor-born-ipoh</loc>
    <lastmod>2021-05-16T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
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    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/Em5Ls6ECFJ8/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #159 | RM 2.7 MIL BUNGALOW IN MANOR BORN, IPOH</video:title>
      <video:description>A generous bungalow, a mountain backdrop, and the everyday compromises behind an exclusive address.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/Em5Ls6ECFJ8</video:player_loc>
      <video:duration>874</video:duration>
      <video:publication_date>2021-05-16T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/cempaka-seri-kota-seriemas</loc>
    <lastmod>2021-03-18T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/PHJ67Qx6MG0/maxresdefault.jpg</image:loc>
    </image:image>
    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/PHJ67Qx6MG0/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>PROPERTY REVIEW #150 | CEMPAKA SERI, KOTA SERIEMAS</video:title>
      <video:description>Thoughtful interiors and room for greenery put a familiar housing format in a different light.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/PHJ67Qx6MG0</video:player_loc>
      <video:duration>989</video:duration>
      <video:publication_date>2021-03-18T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
  <url>
    <loc>https://iherng-journal.pages.dev/articles/defect-inspection-checklist</loc>
    <lastmod>2020-01-08T12:00:00.000Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/mYiV-w5E31U/maxresdefault.jpg</image:loc>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/mYiV-w5E31U/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>CHECK FOR DEFECTS IN YOUR PROPERTY</video:title>
      <video:description>A practical framework for inspecting newly handed-over homes: distinguishing essential utility defects from cosmetic flaws before starting renovation.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/mYiV-w5E31U</video:player_loc>
      <video:duration>646</video:duration>
      <video:publication_date>2020-01-08T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/hidden-costs-property-malaysia</loc>
    <lastmod>2019-04-08T12:00:00.000Z</lastmod>
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    <priority>0.7</priority>
    <image:image>
      <image:loc>https://i.ytimg.com/vi/AQtkorLSEUQ/maxresdefault.jpg</image:loc>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/AQtkorLSEUQ/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>HIDDEN COST WHEN YOU BUY PROPERTY IN MALAYSIA</video:title>
      <video:description>Beyond the 10% down payment: legal fees, stamp duty, valuation fees, sinking fund deposits, and the true capital required before taking the keys.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/AQtkorLSEUQ</video:player_loc>
      <video:duration>361</video:duration>
      <video:publication_date>2019-04-08T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
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  <url>
    <loc>https://iherng-journal.pages.dev/articles/new-launch-vs-subsale</loc>
    <lastmod>2017-08-03T12:00:00.000Z</lastmod>
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    <priority>0.7</priority>
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    <video:video>
      <video:thumbnail_loc>https://i.ytimg.com/vi/iz20Za8r6ts/maxresdefault.jpg</video:thumbnail_loc>
      <video:title>New property VS Sub Sale</video:title>
      <video:description>Comparing the low upfront capital of developer new launches against the tangible certainty and established neighbourhood maturity of subsale homes.</video:description>
      <video:player_loc>https://www.youtube-nocookie.com/embed/iz20Za8r6ts</video:player_loc>
      <video:duration>568</video:duration>
      <video:publication_date>2017-08-03T12:00:00.000Z</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
      <video:uploader info="https://www.youtube.com/@iherng">Sean Tan</video:uploader>
    </video:video>
  </url>
</urlset>
