https://iherng-journal.pages.dev 2026-10-09T12:00:00.000Z weekly 1.0 https://iherng-journal.pages.dev/property-reviews 2026-10-09T12:00:00.000Z weekly 0.8 https://iherng-journal.pages.dev/iherng-podcast 2026-10-07T12:00:00.000Z weekly 0.8 https://iherng-journal.pages.dev/buyer-guides 2026-06-08T12:00:00.000Z weekly 0.8 https://iherng-journal.pages.dev/calculator 2026-10-09T12:00:00.000Z monthly 0.6 https://iherng-journal.pages.dev/rental-calculator 2026-10-09T12:00:00.000Z monthly 0.6 https://iherng-journal.pages.dev/ask 2026-10-09T12:00:00.000Z monthly 0.6 https://iherng-journal.pages.dev/articles/timurbay-seafront-residence-kuantan 2026-10-09T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/2ruulZZWXHU/maxresdefault.jpg https://i.ytimg.com/vi/2ruulZZWXHU/maxresdefault.jpg PROPERTY REVIEW #474 | TIMURBAY SEAFRONT RESIDENCE, KUANTAN A seafront project in Kuantan built for holiday stays, with steps from the pool deck to the sand. Sean stays a night to see how it holds up seven years on. https://www.youtube-nocookie.com/embed/2ruulZZWXHU 2026 2026-10-09T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/second-property-vs-equities 2026-10-07T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/zcbdQZMDRi4/maxresdefault.jpg https://i.ytimg.com/vi/zcbdQZMDRi4/maxresdefault.jpg ASKING SEAN #323 | WHEN DENSITY TOO HIGH AND BUILDING TOO OLD A 32-year-old government officer already owns a Klang Valley unit and invests in global equities. He asks whether two new projects with rebates are really good deals, or just sales tactics. https://www.youtube-nocookie.com/embed/zcbdQZMDRi4 2383 2026-10-07T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/teja-subang-jaya 2026-10-04T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/XGMyXRq6nfk/maxresdefault.jpg https://i.ytimg.com/vi/XGMyXRq6nfk/maxresdefault.jpg PROPERTY REVIEW #473 | TEJA, SUBANG JAYA Sean returns to a project he saw at launch, now completed, to check whether it lived up to the sales gallery. It did, and its rents have kept climbing. https://www.youtube-nocookie.com/embed/XGMyXRq6nfk 2339 2026-10-04T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/new-baby-investment-strategy 2026-09-30T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/od4RCkDrKpo/maxresdefault.jpg https://i.ytimg.com/vi/od4RCkDrKpo/maxresdefault.jpg ASKING SEAN #322 | NEW BABY CHANGED INVESTMENT STRATEGY A couple bought a new condo as their first home, but their first child arrives as it is handed over. Sean explains why he would rent it out and stay with family for now. https://www.youtube-nocookie.com/embed/od4RCkDrKpo 2254 2026-09-30T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/selayang-mulia-selayang 2026-09-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/hu78VlB7Xrw/maxresdefault.jpg https://i.ytimg.com/vi/hu78VlB7Xrw/maxresdefault.jpg PROPERTY REVIEW #472 | SELAYANG MULIA, SELAYANG A new developer is finishing an abandoned taman on a mountainside near Batu Caves, with terrace homes from RM650,000. Sean sees why buyers queued for it. https://www.youtube-nocookie.com/embed/hu78VlB7Xrw 2796 2026-09-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/cancelled-booking-fomo 2026-09-23T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/6HD9woqbgqw/maxresdefault.jpg https://i.ytimg.com/vi/6HD9woqbgqw/maxresdefault.jpg ASKING SEAN #321 | CANCELLED BOOKING DUE TO FOMO A 25-year-old booked a RM640,000 unit on a promised 15% return, then cancelled. Sean explains why that was right, and how to tell what you can actually afford. https://www.youtube-nocookie.com/embed/6HD9woqbgqw 2382 2026-09-23T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/dorsett-waterfront-subang-subang-jaya 2026-09-21T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/UTL9GtyhfrQ/maxresdefault.jpg https://i.ytimg.com/vi/UTL9GtyhfrQ/maxresdefault.jpg PROPERTY REVIEW #471 | DORSETT WATERFRONT SUBANG, SUBANG JAYA A Subang Jaya high-rise beside Dorsett Grand, facing the Subang Ria lake park, designed for short and medium stays rather than own-stay families. https://www.youtube-nocookie.com/embed/UTL9GtyhfrQ 2377 2026-09-21T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/residensi-ava-kiara-bay 2026-09-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/jsvm2zXAIxU/maxresdefault.jpg https://i.ytimg.com/vi/jsvm2zXAIxU/maxresdefault.jpg PROPERTY REVIEW #470 | RESIDENSI AVA, KIARA BAY The first phase of the Kiara Bay township in Kepong: two towers with only six units a side per floor, generous four-bedroom layouts and a facility deck on top of the car park. https://www.youtube-nocookie.com/embed/jsvm2zXAIxU 2670 2026-09-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/six-properties-hold-or-sell 2026-09-14T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/uhZqOPA4YbM/maxresdefault.jpg https://i.ytimg.com/vi/uhZqOPA4YbM/maxresdefault.jpg ASKING SEAN #320 | AFTER 6 PROPERTIES, CONTINUE BUILDING OR TO START SELLING? A couple in their 40s own a home and five rented units, all with positive cash flow. Sean explains how to decide whether to sell, hold or keep buying, starting with what the cash is for. https://www.youtube-nocookie.com/embed/uhZqOPA4YbM 1772 2026-09-14T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/dedaun-rimba-kwasa-damansara 2026-09-07T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/cl4456FxoZw/maxresdefault.jpg https://i.ytimg.com/vi/cl4456FxoZw/maxresdefault.jpg PROPERTY REVIEW #469 | DEDAUN RIMBA, KWASA DAMANSARA The first completed homes in a long-hyped master plan arrive with the roads, parks and MRT already finished — and with the compromises a townhouse always carries. https://www.youtube-nocookie.com/embed/cl4456FxoZw 2130 2026-09-07T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/centrum-iris-brinchang 2026-09-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Cpsk2LVZfdk/maxresdefault.jpg https://i.ytimg.com/vi/Cpsk2LVZfdk/maxresdefault.jpg PROPERTY REVIEW #468 | CENTRUM IRIS, BRINCHANG A serviced residence over shops in the Cameron Centrum township, designed for holiday stays with a heated pool and a rooftop of cafes and a sky gym. https://www.youtube-nocookie.com/embed/Cpsk2LVZfdk 1601 2026-09-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/rent-to-rent-scheme-portfolio 2026-09-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/BSDz0OMP2j0/maxresdefault.jpg https://i.ytimg.com/vi/BSDz0OMP2j0/maxresdefault.jpg ASKING SEAN #319 | THIS A NEW GRR SCHEME IN TOWN? A 26-year-old earning about RM3,000 plans to use an agency's rent-to-rent guarantee to buy two units within a year. Sean explains why the plan, not the property, is the problem. https://www.youtube-nocookie.com/embed/BSDz0OMP2j0 1296 2026-09-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/osk-areca-nilai 2026-08-30T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/WijWe6XU9YY/maxresdefault.jpg https://i.ytimg.com/vi/WijWe6XU9YY/maxresdefault.jpg PROPERTY REVIEW #467 | OSK ARECA, NILAI A purely residential project under construction in Bandar Baru Nilai, built around the town's universities and industrial parks. Sean looks at who it suits, and who it doesn't. https://www.youtube-nocookie.com/embed/WijWe6XU9YY 1840 2026-08-30T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/parents-paying-half-for-house 2026-08-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/vgJdJVjL4e4/maxresdefault.jpg https://i.ytimg.com/vi/vgJdJVjL4e4/maxresdefault.jpg ASKING SEAN #318 | MY PARENTS ARE PAYING HALF FOR MY HOUSE A first-time investor's parents will pay half the price, but only for a home to live in. Sean explains how to protect a one-income household and handle the condition. https://www.youtube-nocookie.com/embed/vgJdJVjL4e4 1564 2026-08-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/dian-ii-residency-shah-alam 2026-08-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/9vYwnUIOwEU/maxresdefault.jpg https://i.ytimg.com/vi/9vYwnUIOwEU/maxresdefault.jpg PROPERTY REVIEW #466 | DIAN II RESIDENCY, SHAH ALAM A Shah Alam project buyers once doubted, now handed over. Sean finds a Balinese-themed facility deck and generous layouts, including a Rumah Selangorku unit sold at RM270,000. https://www.youtube-nocookie.com/embed/9vYwnUIOwEU 2554 2026-08-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/osk-ombak-kuantan 2026-08-22T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/_Q-FR6RNU10/maxresdefault.jpg https://i.ytimg.com/vi/_Q-FR6RNU10/maxresdefault.jpg PROPERTY REVIEW #465 | OSK OMBAK, KUANTAN The sold-out next phase beside Timurbay on Kuantan's coast. Sean looks at what the developer learned from its first project, and at the airport, rail line and industrial park changing the area. https://www.youtube-nocookie.com/embed/_Q-FR6RNU10 1748 2026-08-22T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/sfera-residence-wangsa-maju 2026-08-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/RZJQ7mg2Zy4/maxresdefault.jpg https://i.ytimg.com/vi/RZJQ7mg2Zy4/maxresdefault.jpg PROPERTY REVIEW #464 | SFERA RESIDENCE, WANGSA MAJU A completed tower above the mall's old car park, linked by bridge to Sunway Wangsa Mall and Sri Rampai LRT. Sean returns after seeing it at launch to check how it turned out. https://www.youtube-nocookie.com/embed/RZJQ7mg2Zy4 2333 2026-08-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/residensi-pitta-taman-miharja 2026-08-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/IqjkQ3i0oVg/maxresdefault.jpg https://i.ytimg.com/vi/IqjkQ3i0oVg/maxresdefault.jpg PROPERTY REVIEW #463 | RESIDENSI PITTA, TAMAN MIHARJA A newly handed-over RUMAWIP project next to Sunway Velocity. Sean tours an owner's three-bedroom unit, priced at RM300,000, and finds common areas that feel like a market-priced condo's. https://www.youtube-nocookie.com/embed/IqjkQ3i0oVg 2075 2026-08-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/one-seputeh-kuala-lumpur 2026-08-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/TaNFg6s1xfY/maxresdefault.jpg https://i.ytimg.com/vi/TaNFg6s1xfY/maxresdefault.jpg PROPERTY REVIEW #462 | ONE SEPUTEH, KUALA LUMPUR A new single-tower launch of 383 units off Jalan Syed Putra, a short drive from KL Sentral and Mid Valley. Sean looks at its dual-key layouts, its rooftop and its unusual neighbours. https://www.youtube-nocookie.com/embed/TaNFg6s1xfY 1738 2026-08-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/senna-heights-damansara-damai 2026-08-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/T59Ke7S1CwM/maxresdefault.jpg https://i.ytimg.com/vi/T59Ke7S1CwM/maxresdefault.jpg PROPERTY REVIEW #461 | SENNA HEIGHTS, DAMANSARA DAMAI A new two-tower launch that will be the tallest in Damansara Damai, ringed by forest reserve. Sean drives the morning rush first, then tours a 1,464 sq ft family layout. https://www.youtube-nocookie.com/embed/T59Ke7S1CwM 2401 2026-08-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/nestree-residence-pantai-sentral-park 2026-08-02T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/4hpM5lXsqZg/maxresdefault.jpg https://i.ytimg.com/vi/4hpM5lXsqZg/maxresdefault.jpg PROPERTY REVIEW #460 | NESTREE RESIDENCE, PANTAI SENTRAL PARK A newly completed condo in Pantai Sentral Park, next to Bangsar South. Sean tours an owner's four-bedroom corner unit and finds a design-led deck, with a few flaws. https://www.youtube-nocookie.com/embed/4hpM5lXsqZg 2347 2026-08-02T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/singapore-pr-malaysia-property 2026-07-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/lx0q_bJwvIE/maxresdefault.jpg https://i.ytimg.com/vi/lx0q_bJwvIE/maxresdefault.jpg ASKING SEAN #317 | CHOOSING THE RIGHT PROPERTY IS HALF THE EQUATION A young engineer bought a Bukit Jalil unit, then got Singapore PR. Sean explains why he would rent out the whole unit, how to furnish it for the right tenant, and why there is no rush to come home. https://www.youtube-nocookie.com/embed/lx0q_bJwvIE 1587 2026-07-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/sunway-dhill-kota-damansara 2026-07-25T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/-dcfPuc4d6I/maxresdefault.jpg https://i.ytimg.com/vi/-dcfPuc4d6I/maxresdefault.jpg PROPERTY REVIEW #459 | SUNWAY D'HILL, KOTA DAMANSARA A completed mixed development backing onto a forest reserve, where the arrival sequence, the car park and the landscape deck all show a developer refining the same playbook. https://www.youtube-nocookie.com/embed/-dcfPuc4d6I 2418 2026-07-25T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/m-aria-sentul 2026-07-19T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/UJ6CdUVgNkE/maxresdefault.jpg https://i.ytimg.com/vi/UJ6CdUVgNkE/maxresdefault.jpg PROPERTY REVIEW #458 | M ARIA, SENTUL A purely residential project of 606 three- and four-bedroom units on freehold land in Sentul, with an unusually wide dining area, but lighter facilities than the developer's other M projects. https://www.youtube-nocookie.com/embed/UJ6CdUVgNkE 1875 2026-07-19T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/waltz-residence-taman-yarl 2026-07-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/QxU8q0CAG08/maxresdefault.jpg https://i.ytimg.com/vi/QxU8q0CAG08/maxresdefault.jpg PROPERTY REVIEW #457 | WALTZ RESIDENCE, TAMAN YARL A completed two-tower project beside OUG, with generous dual-key units, 3.4 m ceilings and a free-standing sky gym, squeezed onto a narrow site with awkward car parks. https://www.youtube-nocookie.com/embed/QxU8q0CAG08 2467 2026-07-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/stalled-project-projek-sakit 2026-07-14T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/GQWJKrZZ2Eg/maxresdefault.jpg https://i.ytimg.com/vi/GQWJKrZZ2Eg/maxresdefault.jpg ASKING SEAN #316 | MY INVESTMENT IS NOW PROJEK SAKIT A buyer sees construction slowing and fears the project will be abandoned. Sean, a buyer in the same project, explains the difference between ailing and abandoned, and the real options for getting out or staying in. https://www.youtube-nocookie.com/embed/GQWJKrZZ2Eg 1319 2026-07-14T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/selling-fully-paid-properties-retirement 2026-07-10T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ZrB02QDeJj8/maxresdefault.jpg https://i.ytimg.com/vi/ZrB02QDeJj8/maxresdefault.jpg ASKING SEAN #315 | START SELLING 10 FULLY PAID PROPERTIES A viewer about to retire owns ten debt-free condos in Penang and Singapore. Sean agrees with selling the Penang units, but warns that selling too many too fast can be taxed as a business. https://www.youtube-nocookie.com/embed/ZrB02QDeJj8 1180 2026-07-10T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/skyline-kuala-lumpur-pudu 2026-07-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/8tnJio-wOpQ/maxresdefault.jpg https://i.ytimg.com/vi/8tnJio-wOpQ/maxresdefault.jpg PROPERTY REVIEW #454 | SKYLINE KUALA LUMPUR, PUDU A newly completed 2,200-unit project linked to Pudu's two-line LRT station, launched about 30% below nearby BBCC, with finishes and rooftop facilities Sean calls beyond expectation. https://www.youtube-nocookie.com/embed/8tnJio-wOpQ 2842 2026-07-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/summer-suites-johor-bahru 2026-07-04T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/1pJNgkcUyO0/maxresdefault.jpg https://i.ytimg.com/vi/1pJNgkcUyO0/maxresdefault.jpg PROPERTY REVIEW #453 | SUMMER SUITES, JOHOR BAHRU A 348-unit freehold project within walking distance of JB's CIQ, JB Sentral and the future RTS, designed with dual-key units and en suites for room rentals to daily Singapore commuters. https://www.youtube-nocookie.com/embed/1pJNgkcUyO0 1701 2026-07-04T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/paid-off-home-next-generation 2026-06-30T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/79sTSTV0fU8/maxresdefault.jpg https://i.ytimg.com/vi/79sTSTV0fU8/maxresdefault.jpg ASKING SEAN #314 | LEAVING MORE THAN JUST PROPERTY BEHIND A mother in her 70s has mapped out what her daughter should do with their landed home after she passes. Sean explains why cash and careful plans may not serve the next generation. https://www.youtube-nocookie.com/embed/79sTSTV0fU8 1732 2026-06-30T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/m-aurora-old-klang-road 2026-06-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/HjhMDGZBpqc/maxresdefault.jpg https://i.ytimg.com/vi/HjhMDGZBpqc/maxresdefault.jpg PROPERTY REVIEW #452 | M AURORA, OLD KLANG ROAD A 1,544-unit, two-tower project between the NPE and the KTM line, from about RM620 psf, repeating the developer's formula of compact units, a central park and three levels of facilities. https://www.youtube-nocookie.com/embed/HjhMDGZBpqc 1516 2026-06-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/the-vue-monterez-shah-alam 2026-06-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/gkyhqB7bKcY/maxresdefault.jpg https://i.ytimg.com/vi/gkyhqB7bKcY/maxresdefault.jpg PROPERTY REVIEW #451 | THE VUE @ MONTEREZ, SHAH ALAM A newly completed, 436-unit project of three low blocks on a slope beside a forest reserve and golf course, handed over with kitchens, wardrobes and air-conditioning already fitted. https://www.youtube-nocookie.com/embed/gkyhqB7bKcY 2496 2026-06-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/residensi-38-bangsar 2026-06-14T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ImFML1bQh7s/maxresdefault.jpg https://i.ytimg.com/vi/ImFML1bQh7s/maxresdefault.jpg PROPERTY REVIEW #450 | RESIDENSI 38, BANGSAR A recently completed block of about 200 Airbnb-friendly units on a narrow Bangsar site, a few minutes' walk from Bangsar LRT and nearby office towers, with an airy C-shaped floor plate but cramped facilities. https://www.youtube-nocookie.com/embed/ImFML1bQh7s 1647 2026-06-14T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/unsold-units-near-completion 2026-06-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/S1gVhBu8u7Y/maxresdefault.jpg https://i.ytimg.com/vi/S1gVhBu8u7Y/maxresdefault.jpg ASKING SEAN #313 | ARE UNSOLD UNITS GOOD OR BAD? A first-time investor sees plenty of units still for sale in a project close to handover. Sean explains why developers end up with unsold stock, and when that works in a buyer's favour. https://www.youtube-nocookie.com/embed/S1gVhBu8u7Y 1833 2026-06-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/embayu-damansara-west 2026-06-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/OGDGP5Dv0NM/maxresdefault.jpg https://i.ytimg.com/vi/OGDGP5Dv0NM/maxresdefault.jpg PROPERTY REVIEW #449 | EMBAYU, DAMANSARA WEST A completed three-block project near HELP University and the DASH highway, with a garden entrance and generous common areas, but deep, dark 1,000 sq ft units and new supply all around. https://www.youtube-nocookie.com/embed/OGDGP5Dv0NM 1990 2026-06-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/maxwell-residences-taiping 2026-05-31T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/EsvYn_fR3kA/maxresdefault.jpg https://i.ytimg.com/vi/EsvYn_fR3kA/maxresdefault.jpg PROPERTY REVIEW #448 | MAXWELL RESIDENCES, TAIPING A 96-unit, two-tower project in Taiping with four huge units a floor framing Maxwell Hill, revived after ten years by a new developer and priced at around RM450 psf. https://www.youtube-nocookie.com/embed/EsvYn_fR3kA 1756 2026-05-31T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/jendela-residences-bukit-kiara 2026-05-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/B1L8hVhk9ps/maxresdefault.jpg https://i.ytimg.com/vi/B1L8hVhk9ps/maxresdefault.jpg PROPERTY REVIEW #447 | JENDELA RESIDENCES, BUKIT KIARA A completed low-density project beside the KLGCC golf course, with a residents-only road to Mont Kiara and TTDI on its doorstep. Units bought at about RM1.8 million during COVID are now asking RM2.6 to RM2.8 million. https://www.youtube-nocookie.com/embed/B1L8hVhk9ps 2622 2026-05-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/tenant-not-paying-rent 2026-05-25T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Sq9b3uDQjzU/maxresdefault.jpg https://i.ytimg.com/vi/Sq9b3uDQjzU/maxresdefault.jpg WHAT CAN I DO WHEN MY TENANTS REFUSE TO PAY RENT? A tenant who stops paying but won't leave is every landlord's nightmare. Lawyer Tea explains the legal route Sean's viewers can take: a letter of demand, then a court distress order. https://www.youtube-nocookie.com/embed/Sq9b3uDQjzU 2275 2026-05-25T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/enlace-suites-pantai-sentral-park 2026-05-24T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/BuyC-kniBTw/maxresdefault.jpg https://i.ytimg.com/vi/BuyC-kniBTw/maxresdefault.jpg PROPERTY REVIEW #446 | ENLACE SUITES II, PANTAI SENTRAL PARK Two residential towers in a mixed development by the Bukit Kerinchi forest reserve, with offices, shops and a planned medical centre below, units of about RM1,000 psf and a bridge towards a future MRT station. https://www.youtube-nocookie.com/embed/BuyC-kniBTw 2338 2026-05-24T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/affordable-housing-rumawip 2026-05-22T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Ugo2fWcaj0A/maxresdefault.jpg https://i.ytimg.com/vi/Ugo2fWcaj0A/maxresdefault.jpg DILEMMA OF MALAYSIA PROPERTY MARKET | OVERSUPPLY OF AFFORDABLE HOUSING Tens of thousands of affordable homes sit unsold while city prices hit records. Sean explains who these schemes really serve, and how they change the price of the homes around them. https://www.youtube-nocookie.com/embed/Ugo2fWcaj0A 1996 2026-05-22T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/soho-booking-fee-third-property 2026-05-19T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/lwqTeteizVU/maxresdefault.jpg https://i.ytimg.com/vi/lwqTeteizVU/maxresdefault.jpg ASKING SEAN #312 | GIVING UP ON PROPERTY INVESTMENT A young investor expected an 85% loan on a SOHO unit, got 70% and walked away from the booking. Sean explains the title mix-up and how he buys a third property and beyond. https://www.youtube-nocookie.com/embed/lwqTeteizVU 1597 2026-05-19T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/khaya-residence-bangsar 2026-05-17T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/0dP6pZgK-hM/maxresdefault.jpg https://i.ytimg.com/vi/0dP6pZgK-hM/maxresdefault.jpg PROPERTY REVIEW #445 | KHAYA RESIDENCE, BANGSAR A 61-storey residential tower in a mixed development beside a completed office tower, between two LRT stations opposite KL Eco City, launched with its podium already built and units from about RM780,000. https://www.youtube-nocookie.com/embed/0dP6pZgK-hM 1487 2026-05-17T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/alaia-titiwangsa-kuala-lumpur 2026-05-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/-tM6rHo4kWY/maxresdefault.jpg https://i.ytimg.com/vi/-tM6rHo4kWY/maxresdefault.jpg PROPERTY REVIEW #444 | ALAIA TITIWANGSA, KUALA LUMPUR A 436-unit project beside the DUKE highway that stalled under its first developer and was taken over by a new one, which kept the original design team and its thoughtful layouts. https://www.youtube-nocookie.com/embed/-tM6rHo4kWY 1870 2026-05-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/the-pano-jalan-ipoh 2026-05-10T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Bj7B5kCYNyA/maxresdefault.jpg https://i.ytimg.com/vi/Bj7B5kCYNyA/maxresdefault.jpg PROPERTY REVIEW #443 | THE PANO, JALAN IPOH A completed mixed development on a narrow former industrial site in Jalan Ipoh, where a dual-key layout, a rooftop deck and a walk to the MRT make the numbers work for an investor. https://www.youtube-nocookie.com/embed/Bj7B5kCYNyA 2245 2026-05-10T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/will-and-property-inheritance 2026-05-09T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/cY2mOH6dTwI/maxresdefault.jpg https://i.ytimg.com/vi/cY2mOH6dTwI/maxresdefault.jpg What happens to my properties when I die? Property owners spend decades building a portfolio but rarely plan how it passes on. Two succession lawyers explain what happens with and without a will, and how to prepare one. https://www.youtube-nocookie.com/embed/cY2mOH6dTwI 3331 2026-05-09T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/the-eighth-chapter-ii-elmina-green 2026-05-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/BN5UGgRikpA/maxresdefault.jpg https://i.ytimg.com/vi/BN5UGgRikpA/maxresdefault.jpg PROPERT REVIEW #442 | THE EIGHTH CHAPTER II, ELMINA GREEN Superlink homes from RM1 million in the City of Elmina, a township Sean has followed for eight years, from a site people called too far to one where the morning traffic is now the main complaint. https://www.youtube-nocookie.com/embed/BN5UGgRikpA 1745 2026-05-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/cheap-unit-high-yield-no-growth 2026-05-03T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/FJ81omqarj8/maxresdefault.jpg https://i.ytimg.com/vi/FJ81omqarj8/maxresdefault.jpg ASKING SEAN #311 | THE GOAL IS NOT TO GET THE CHEAPEST A buyer is offered two old units in central KL at RM160,000 each, renting to foreign workers at a 6.33% yield. Sean explains why cheap is not the same as money-making. https://www.youtube-nocookie.com/embed/FJ81omqarj8 854 2026-05-03T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/ara-bloc-ara-damansara 2026-05-02T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/zNO8JioN6zs/maxresdefault.jpg https://i.ytimg.com/vi/zNO8JioN6zs/maxresdefault.jpg PROPERTY REVIEW #441 | ARA BLOC, ARA DAMANSARA The first mixed development in a township of pure residential launches, with shops at the front, a separate residents' entrance, and blocks kept low by the nearby airport. https://www.youtube-nocookie.com/embed/zNO8JioN6zs 1990 2026-05-02T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/stellar-damansara-damansara-jaya 2026-04-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/mXewqzNoHD4/maxresdefault.jpg https://i.ytimg.com/vi/mXewqzNoHD4/maxresdefault.jpg PROPERTY REVIEW #440 | STELLAR DAMANSARA, DAMANSARA JAYA Only 88 homes of 2,000 to 2,500 sq ft on a narrow riverside plot in Damansara Jaya, each with a private foyer, aimed at families who want their grown children nearby. https://www.youtube-nocookie.com/embed/mXewqzNoHD4 2202 2026-04-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/maya-ara-ara-damansara 2026-04-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/rnlkZYulMiw/maxresdefault.jpg https://i.ytimg.com/vi/rnlkZYulMiw/maxresdefault.jpg PROPERTY REVIEW #439 | MAYA ARA, ARA DAMANSARA A completed 381-unit freehold project surrounded by landed homes, where open-air lobbies and a no-frills facility deck put practicality and low maintenance first. https://www.youtube-nocookie.com/embed/rnlkZYulMiw 1787 2026-04-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/sunway-alishan-cheras 2026-04-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/j6702Sz5IgI/maxresdefault.jpg https://i.ytimg.com/vi/j6702Sz5IgI/maxresdefault.jpg PROPERTY REVIEW #438 | SUNWAY ALISHAN, CHERAS About 240 apartments and a row of landed villas on 3.3 acres at the MRR2 and Jalan Cheras junction, where the design makes full use of the slope and refines ideas from the developer's earlier projects. https://www.youtube-nocookie.com/embed/j6702Sz5IgI 3175 2026-04-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/staff-loan-condo-before-baby 2026-04-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/GbH24bNwcFE/maxresdefault.jpg https://i.ytimg.com/vi/GbH24bNwcFE/maxresdefault.jpg ASKING SEAN #310 | WHY SUFFER FOR A PROPERTY YOU DON'T NEED? A 31-year-old who commutes three hours a day has booked a condo near an MRT station on a cheap staff loan. Sean's advice takes a turn: keep the cash and sort out the commute and family plans first. https://www.youtube-nocookie.com/embed/GbH24bNwcFE 1669 2026-04-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/tuan-straits-desa-petaling 2026-04-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Qx523vnPJro/maxresdefault.jpg https://i.ytimg.com/vi/Qx523vnPJro/maxresdefault.jpg PROPERTY REVIEW #437 | TUAN STRAITS, DESA PETALING KL The fourth Tuan project uses a single three-bedroom layout with hackable walls for all 1,310 units, at about RM580 to RM600 psf, next to the Salak South new village. https://www.youtube-nocookie.com/embed/Qx523vnPJro 1841 2026-04-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/hillview-senibong-cove-johor-bahru 2026-04-03T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/h5O74-tMRsc/maxresdefault.jpg https://i.ytimg.com/vi/h5O74-tMRsc/maxresdefault.jpg PROPERTY REVIEW #436 | HILLVIEW, SENIBONG COVE JB Three freehold towers in a waterfront township known for landed homes, with compact units from about RM400,000 and a facility deck that covers almost the whole site. https://www.youtube-nocookie.com/embed/h5O74-tMRsc 1597 2026-04-03T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/discount-price-still-losing-money 2026-04-02T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/-qxaAp04k-Y/maxresdefault.jpg https://i.ytimg.com/vi/-qxaAp04k-Y/maxresdefault.jpg ASKING SEAN #309 | BOUGHT AT DISCOUNT PRICE STILL LOSE MONEY A homeowner who bought "at a good rate" during COVID now struggles with the instalment and cannot find tenants. Sean explains why a discount is not a bargain, and how to decide whether to hold, rent or sell. https://www.youtube-nocookie.com/embed/-qxaAp04k-Y 1406 2026-04-02T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/ikon-residences-seremban-2 2026-04-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/s6FpL8pUMvY/maxresdefault.jpg https://i.ytimg.com/vi/s6FpL8pUMvY/maxresdefault.jpg PROPERTY REVIEW #435 | IKON RESIDENCES, SEREMBAN 2 One of the first high-rises in the mature Seremban 2 township, built in the middle of its commercial area, with many layout options from studios to dual-key units at about RM500 psf. https://www.youtube-nocookie.com/embed/s6FpL8pUMvY 2204 2026-04-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/22-macalisterz-george-town 2026-03-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/hrA57Q8H3_g/maxresdefault.jpg https://i.ytimg.com/vi/hrA57Q8H3_g/maxresdefault.jpg PROPERTY REVIEW #434 | 22 MACALISTERZ, GEORGE TOWN A 36-storey commercial-title tower on a one-acre heritage-zone site, sold from the start as a short-stay investment, now that Penang bans Airbnb in residential-title buildings. https://www.youtube-nocookie.com/embed/hrA57Q8H3_g 2097 2026-03-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/ppam-residensi-amansuri-bandar-sri-permaisuri 2026-03-21T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/OOZ_etBFL3E/maxresdefault.jpg https://i.ytimg.com/vi/OOZ_etBFL3E/maxresdefault.jpg PROPERTY REVIEW #433 | PPAM RESIDENSI AMANSURI, BANDAR SRI PERMAISURI Government-sector housing where a 966 sq ft corner unit sold for RM294,000, beside rail lines and pylons, but a walk from Salak Selatan LRT and a busy commercial area. https://www.youtube-nocookie.com/embed/OOZ_etBFL3E 1819 2026-03-21T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/old-apartment-first-investment 2026-03-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/E8zZSTztn2o/maxresdefault.jpg https://i.ytimg.com/vi/E8zZSTztn2o/maxresdefault.jpg ASKING SEAN #308 | IS IT WORTH INVESTING IN AN OLD APARTMENT A 33-year-old with savings and no debts wants a well-kept 1990s subsale unit in Bukit Jalil whose rent already covers the loan. Sean calls it safe, but would look for better options first. https://www.youtube-nocookie.com/embed/E8zZSTztn2o 1269 2026-03-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/the-shang-residence-kuchai-lama 2026-03-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/wkEKUI7LTEU/maxresdefault.jpg https://i.ytimg.com/vi/wkEKUI7LTEU/maxresdefault.jpg PROPERTY REVIEW #432 | THE SHANG RESIDENCE, KUCHAI LAMA A Melaka developer's first KL project: 449 units on a long, narrow hilltop site off Jalan Kuchai Lama, with a second private entrance and an 893 sq ft unit from about RM580,000. https://www.youtube-nocookie.com/embed/wkEKUI7LTEU 1796 2026-03-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/divoz-residences-old-klang-road 2026-03-07T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Kf_2nZUp7T8/maxresdefault.jpg https://i.ytimg.com/vi/Kf_2nZUp7T8/maxresdefault.jpg PROPERTY REVIEW #431 | D'IVOz RESIDENCES, OLD KLANG ROAD Two years after seeing it under construction, Sean returns to a project handed over ahead of schedule, where a creek park, a slip road and the pool deck shield the towers from Old Klang Road. https://www.youtube-nocookie.com/embed/Kf_2nZUp7T8 3009 2026-03-07T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/amanara-residence-kayu-ara 2026-03-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/RWs7x0NSnKc/maxresdefault.jpg https://i.ytimg.com/vi/RWs7x0NSnKc/maxresdefault.jpg PROPERTY REVIEW #430 | AMANARA RESIDENCE, KAYU ARA A boutique block of 24 duplex units of about 2,000 sq ft from RM1.5 million, in a kampung area one road from Bandar Utama, offering something between a condo and a landed home. https://www.youtube-nocookie.com/embed/RWs7x0NSnKc 2082 2026-03-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/myra-cove-cyberjaya 2026-02-22T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/6cZjHtmqHZY/maxresdefault.jpg https://i.ytimg.com/vi/6cZjHtmqHZY/maxresdefault.jpg PROPERTY REVIEW #429 | MYRA COVE, CYBERJAYA A lakeside project mixing high-rise, mid-rise and low-rise blocks around a four-acre central park, where some low-rise owners park on their own floor beside the front door. https://www.youtube-nocookie.com/embed/6cZjHtmqHZY 2937 2026-02-22T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/breeze-hill-genting-highlands 2026-02-17T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/mmTpzet4zlE/maxresdefault.jpg https://i.ytimg.com/vi/mmTpzet4zlE/maxresdefault.jpg PROPERTY REVIEW #428 | BREEZE HILL, GENTING HIGHLANDS A 1,722-unit freehold mixed development on commercial title at Gohtong Jaya, designed for short-term stays, with three separate pools and two-bedroom units as the main layout. https://www.youtube-nocookie.com/embed/mmTpzet4zlE 1747 2026-02-17T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/core-residence-trx 2026-02-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/BXsd0_orAVc/maxresdefault.jpg https://i.ytimg.com/vi/BXsd0_orAVc/maxresdefault.jpg PROPERTY REVIEW #427 | CORE RESIDENCE, TRX A luxury residence at the edge of the TRX financial district, linked to the mall but facing away from it, where a 925 sq ft unit now lists at about RM2.2 million. https://www.youtube-nocookie.com/embed/BXsd0_orAVc 2195 2026-02-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/beldon-eco-horizon-batu-kawan 2026-02-07T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/zI4uIeNFgEM/maxresdefault.jpg https://i.ytimg.com/vi/zI4uIeNFgEM/maxresdefault.jpg PROPERTY REVIEW #426 | BELDON, ECO HORIZON PENANG Newly completed semi-detached homes on strata title in a Batu Kawan township, where owners are already building big extensions with management approval and a shared clubhouse is paid for by use. https://www.youtube-nocookie.com/embed/zI4uIeNFgEM 1914 2026-02-07T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/ten-million-property-goal-at-25 2026-02-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/P04JWGRoz5s/maxresdefault.jpg https://i.ytimg.com/vi/P04JWGRoz5s/maxresdefault.jpg ASKING SEAN #307 | PROPERTY INVESTMENT SHOULD BE PASSIVE A 25-year-old second-generation business owner holds two KL properties bought below market and wants RM10 million in property within ten years. Sean says to pause and grow elsewhere. https://www.youtube-nocookie.com/embed/P04JWGRoz5s 2176 2026-02-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/the-harmony-old-klang-road 2026-02-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/o3oLGjbBE_4/maxresdefault.jpg https://i.ytimg.com/vi/o3oLGjbBE_4/maxresdefault.jpg PROPERTY REVIEW #425 | THE HARMONY, OLD KLANG ROAD A completed mixed development where Old Klang Road, Jalan Puchong and the NPE meet, with a single 1,033 sq ft layout launched at about RM470,000 and rents that cover the numbers. https://www.youtube-nocookie.com/embed/o3oLGjbBE_4 2251 2026-02-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/third-property-buying-channel 2026-01-19T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/9adZRuxC2m8/maxresdefault.jpg https://i.ytimg.com/vi/9adZRuxC2m8/maxresdefault.jpg ASKING SEAN #306 | DECIDING BETWEEN DIFFERENT CHANNELS OF BUYING A 30-year-old with two landed homes and RM200,000 to RM300,000 in cash weighs subsale, auction, new and bulk purchase for her third. Sean says to keep her cash and let the deal decide. https://www.youtube-nocookie.com/embed/9adZRuxC2m8 1150 2026-01-19T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/inherited-house-sell-or-keep 2026-01-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/op3OHjZpboc/maxresdefault.jpg https://i.ytimg.com/vi/op3OHjZpboc/maxresdefault.jpg ASKING SEAN #305 | WHAT TO DO WITH AN INHERITED PROPERTY? A 53-year-old was gifted the Penang semi-D his mother bought 40 years ago. It barely rents, but he is attached to it. Sean says to find its true value first, then decide what the money is for. https://www.youtube-nocookie.com/embed/op3OHjZpboc 966 2026-01-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/high-earner-first-property-no-flipping 2025-12-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Kb1J4SaOU9Q/maxresdefault.jpg https://i.ytimg.com/vi/Kb1J4SaOU9Q/maxresdefault.jpg ASKING SEAN #304 | PROPERTY INVESTMENT NEED NOT TO BE RISKY A 30-year-old in Melaka earning RM24,000 a month, with RM450,000 in cash, fears one wrong move. Sean says buy a rental unit well within her means, and leave renovate-and-flip alone. https://www.youtube-nocookie.com/embed/Kb1J4SaOU9Q 1823 2025-12-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/hold-property-long-term-vs-flip 2025-12-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Q_U7_XYgnyI/maxresdefault.jpg https://i.ytimg.com/vi/Q_U7_XYgnyI/maxresdefault.jpg ASKING SEAN #303 | WHY BUILD A PROPERTY PORTFOLIO? A first-time buyer plans to sell after five years for a RM100,000 gain and asks why anyone would hold for 35. Sean explains the long equity game and why cash loses to inflation. https://www.youtube-nocookie.com/embed/Q_U7_XYgnyI 1698 2025-12-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/student-preparing-first-property 2025-11-25T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/aSJR_2Ftk7k/maxresdefault.jpg https://i.ytimg.com/vi/aSJR_2Ftk7k/maxresdefault.jpg ASKING SEAN #302 | PROPERTY INVESTMENT SHOULDN’T BE YOUR PRIORITY A 20-year-old accounting student running his own social media agency wants to start investing after graduating. Sean says to hold off and build the business first. https://www.youtube-nocookie.com/embed/aSJR_2Ftk7k 1644 2025-11-25T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/fifth-property-before-wedding 2025-11-10T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/joOHrHVAtCg/maxresdefault.jpg https://i.ytimg.com/vi/joOHrHVAtCg/maxresdefault.jpg ASKING SEAN #301 | IS THAT PROPERTY WORTH THE ANXIETY? A 27-year-old commission earner with four properties wants to put RM214,000 of his RM300,000 savings into a dual-key unit yielding 7.3%, a year before his wedding. Sean says the deal is fine; the timing isn't. https://www.youtube-nocookie.com/embed/joOHrHVAtCg 1484 2025-11-10T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/house-for-tuition-centre 2025-10-30T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/8EQeMd2CkyM/maxresdefault.jpg https://i.ytimg.com/vi/8EQeMd2CkyM/maxresdefault.jpg ASKING SEAN #300 | INVESTING IN A HOUSE TO RUN TUITION CENTER A teacher in Kuantan wants a RM440,000 double-storey house to hold tuition classes downstairs and rent out the rooms upstairs. Sean says check first whether it can legally host a business. https://www.youtube-nocookie.com/embed/8EQeMd2CkyM 1420 2025-10-30T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/allevia-mont-kiara 2025-10-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/GtovUptGuAg/maxresdefault.jpg https://i.ytimg.com/vi/GtovUptGuAg/maxresdefault.jpg PROPERTY REVIEW #409 | ALLEVIA, MONT'KIARA Four years after covering the launch, Sean returns to a completed tower whose unit layout he calls his favourite of all time — and whose quiet dead-end street may not stay quiet. https://www.youtube-nocookie.com/embed/GtovUptGuAg 2812 2025-10-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/own-place-or-wait-to-afford 2025-10-23T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/pKu-sOTADTM/maxresdefault.jpg https://i.ytimg.com/vi/pKu-sOTADTM/maxresdefault.jpg ASKING SEAN #299 | TOO BAD YOU JUST CANNOT AFFORD THAT PROPERTY A 34-year-old in oil and gas earns RM11,000 but has only months of savings and likes a new PJ project costing RM3,000 a month. Sean says it is that unit she cannot afford, not property. https://www.youtube-nocookie.com/embed/pKu-sOTADTM 1311 2025-10-23T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/doctor-between-jobs-first-property 2025-10-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/0kpOfQd9wZY/maxresdefault.jpg https://i.ytimg.com/vi/0kpOfQd9wZY/maxresdefault.jpg ASKING SEAN #298 | DOCTOR TURNED AGENT HUSTLING FOR A KL PROPERTY A 27-year-old who left medicine for a master's degree has about RM380,000 saved and wants a RM400,000 investment unit in the Klang Valley, which he barely knows. Sean says research now, buy after six months in a new job. https://www.youtube-nocookie.com/embed/0kpOfQd9wZY 1525 2025-10-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/joint-home-with-ex-sell-or-rent 2025-09-19T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/KO_JmHySKQ0/maxresdefault.jpg https://i.ytimg.com/vi/KO_JmHySKQ0/maxresdefault.jpg ASKING SEAN #297 | PAINFUL HOME PURCHASE WITH EX A couple bought a Puncak Alam home in joint names, then broke up badly. Selling now costs him about RM16,000; she wants to rent it out for five years. Sean says take the loss and move on. https://www.youtube-nocookie.com/embed/KO_JmHySKQ0 1481 2025-09-19T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-guru-units-exit-plan 2025-09-12T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/BCDSPqGbCIE/maxresdefault.jpg https://i.ytimg.com/vi/BCDSPqGbCIE/maxresdefault.jpg ASKING SEAN #296 | GETTING OUT OF MULTIPLE SUBMISSION MESS? A viewer's parents bought several units through a property guru at the 2018 peak and now pay thousands a month to hold them. Sean explains how the scheme worked and how to decide what to sell. https://www.youtube-nocookie.com/embed/BCDSPqGbCIE 1860 2025-09-12T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/when-to-buy-property-data-guide 2025-09-09T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/-P8XBPxsxUA/maxresdefault.jpg https://i.ytimg.com/vi/-P8XBPxsxUA/maxresdefault.jpg WHY SOME MALAYSIANS LOSE MONEY IN PROPERTY FOR THE PAST 10 YEARS? ALSO IS 2025 A GOOD TIME TO BUY? Why did some Malaysians lose money on property over the past decade? Sean reads ten years of official data and swaps timing for a test you can actually apply. https://www.youtube-nocookie.com/embed/-P8XBPxsxUA 1196 2025-09-09T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/buy-now-to-retire-in-later 2025-09-04T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/FaMMOMiOs4M/maxresdefault.jpg https://i.ytimg.com/vi/FaMMOMiOs4M/maxresdefault.jpg ASKING SEAN #295 | BUYING A HOUSE TO RETIRE IN 20 YEARS TIME? A 36-year-old father of three wants a Bukit Jalil condo to rent out now and retire into later, but it needs RM150,000 down. Sean says no: sell the old apartment, regain two 90% loans and buy for cash flow. https://www.youtube-nocookie.com/embed/FaMMOMiOs4M 1686 2025-09-04T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/student-accommodation-investment-risk 2025-08-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/YuEiVr1lTjA/maxresdefault.jpg https://i.ytimg.com/vi/YuEiVr1lTjA/maxresdefault.jpg ASKING SEAN #294 | RISK OF STUDENT ACCOMMODATION PROJECTS A 30-year-old is eyeing a USJ 1 project built for room-by-room student rentals, linked by BRT to the Sunway universities. Sean thinks it can work, but warns that only another investor will ever buy it from you. https://www.youtube-nocookie.com/embed/YuEiVr1lTjA 1738 2025-08-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/cars-or-property-kuching 2025-08-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/08jaX840Tkg/maxresdefault.jpg https://i.ytimg.com/vi/08jaX840Tkg/maxresdefault.jpg ASKING SEAN #293 | INVEST IN PROPERTY OR A NEW CAR? A 28-year-old in Kuching with RM500,000 in fixed deposits, four cars and a baby on the way asks about landed homes, his rented-out house and his uncle's. Sean says fix the spending first. https://www.youtube-nocookie.com/embed/08jaX840Tkg 2194 2025-08-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/retiring-with-six-properties 2025-08-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/CsV8nginbog/maxresdefault.jpg https://i.ytimg.com/vi/CsV8nginbog/maxresdefault.jpg ASKING SEAN #292 | RETIRING WITH 6 PROPERTIES A couple of 50 and 54 plan to retire in 2032, sell their shop lot and landed home, pay off two apartments and buy a small unit near the MRT. Sean says the plan works, but decide what retirement means first. https://www.youtube-nocookie.com/embed/CsV8nginbog 1732 2025-08-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/selling-family-home-to-clear-debt 2025-07-23T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/9tgJFtXTbFY/maxresdefault.jpg https://i.ytimg.com/vi/9tgJFtXTbFY/maxresdefault.jpg ASKING SEAN #291 | SELLING FAMILY HOME TO SETTLE DEBT A 34-year-old plans to sell his overspending father's JB corner semi-D for RM2.2 million within two years to fund his parents' retirement. Sean explains how pricing, valuation and agents decide how fast it sells. https://www.youtube-nocookie.com/embed/9tgJFtXTbFY 1729 2025-07-23T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/second-property-subsale-cheras 2025-07-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/B_m90MTSWNY/maxresdefault.jpg https://i.ytimg.com/vi/B_m90MTSWNY/maxresdefault.jpg ASKING SEAN #290 | COMPLETED UNSOLD UNIT IS THE HACK (FOR NOW) A 32-year-old working abroad wants a RM500,000 furnished Cheras subsale a year after buying her first unit, and worries falling birth rates will hurt property. Sean walks through the subsale steps and his long-term view. https://www.youtube-nocookie.com/embed/B_m90MTSWNY 1777 2025-07-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/investing-in-property-at-60 2025-07-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/x_fVDvW6UHA/maxresdefault.jpg https://i.ytimg.com/vi/x_fVDvW6UHA/maxresdefault.jpg ASKING SEAN #289 | SHOULD I STILL INVEST IN PROPERTY AT 60? A reader over 60 is being offered short-stay units promising 9% returns. Sean explains why property loses its main advantage at that age, and what to consider instead. https://www.youtube-nocookie.com/embed/x_fVDvW6UHA 1993 2025-07-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/empty-landed-house-hold-or-sell 2025-06-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/cfw6lVvVskE/maxresdefault.jpg https://i.ytimg.com/vi/cfw6lVvVskE/maxresdefault.jpg ASKING SEAN #288 | HOLD ON UNTIL PROPERTY BULLRUN A 40-year-old bought a corner terrace house for his family, and now lives in it alone. Rent covers less than the instalment, so he wonders whether to sell. Sean says hold and rent it out. https://www.youtube-nocookie.com/embed/cfw6lVvVskE 1088 2025-06-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/failed-airbnb-studio-investment 2025-06-17T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/usxwBrrEhnc/maxresdefault.jpg https://i.ytimg.com/vi/usxwBrrEhnc/maxresdefault.jpg ASKING SEAN #287 | FAILED AIRBNB INVESTMENT A 34-year-old bought two city-centre studios in 2017 for Airbnb, then COVID hit and both lose money every month. Sean explains what went wrong, why it was not a total failure, and why he would sell. https://www.youtube-nocookie.com/embed/usxwBrrEhnc 1756 2025-06-17T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/bulk-purchase-second-property 2025-06-10T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/k60B6mRGFlo/maxresdefault.jpg https://i.ytimg.com/vi/k60B6mRGFlo/maxresdefault.jpg ASKING SEAN #286 | WHY SO MANY UNSOLD UNIT? A 27-year-old spent his savings on a compact terrace house in Subang Jaya and wants an investment unit next. Sean explains why developers have unsold units, and why entry price decides who wins on rent. https://www.youtube-nocookie.com/embed/k60B6mRGFlo 2508 2025-06-10T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/first-investment-unit-questions 2025-06-04T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/LgtWEnT3Ng4/maxresdefault.jpg https://i.ytimg.com/vi/LgtWEnT3Ng4/maxresdefault.jpg ASKING SEAN #285 | NEW PROPERTY PRICES ARE MOSTLY INFLATED A 28-year-old saving more than half their pay asks four questions before a first investment unit. Sean explains why new launches are priced up, why tenure and feng shui come second, and why location tier matters most. https://www.youtube-nocookie.com/embed/LgtWEnT3Ng4 2189 2025-06-04T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/ten-properties-ten-years 2025-05-22T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/QBzMfs0uTWU/maxresdefault.jpg https://i.ytimg.com/vi/QBzMfs0uTWU/maxresdefault.jpg ASKING SEAN #284 | 10 PROPERTIES IN 10 YEARS A 29-year-old with RM50,000 saved wants positive cash flow and ten properties within 15 years. Sean explains cash back against cash flow, how rent drives a high-rise's value, and why to go slowly. https://www.youtube-nocookie.com/embed/QBzMfs0uTWU 2393 2025-05-22T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/settle-housing-loan-early 2025-05-14T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/jA5cBaGWCPI/maxresdefault.jpg https://i.ytimg.com/vi/jA5cBaGWCPI/maxresdefault.jpg ASKING SEAN #283 | SETTLE THE LOAN EARLY TO SAVE ON INTEREST? A reader with three mortgages dreams of being debt-free. Sean explains why he would keep the loans running, and what to do with the spare cash instead. https://www.youtube-nocookie.com/embed/jA5cBaGWCPI 1568 2025-05-14T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/choosing-own-stay-home 2025-05-07T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/wE37EkIaQLw/maxresdefault.jpg https://i.ytimg.com/vi/wE37EkIaQLw/maxresdefault.jpg ASKING SEAN #282 | CONSIDERATIONS FOR OWN-STAY PROPERTY A 34-year-old renter is tired of moving and wants a home of his own, but friends warn him off. Sean tests the decision with his 85% rule. https://www.youtube-nocookie.com/embed/wE37EkIaQLw 1269 2025-05-07T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/tenant-paying-rent-in-advance 2025-04-29T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/hwopV01uKmA/maxresdefault.jpg https://i.ytimg.com/vi/hwopV01uKmA/maxresdefault.jpg ASKING SEAN #281 | BUYING SUBSALE BELOW MARKET VALUE, THEN RENT OUT DURING RENOVATION A 26-year-old in Kota Kinabalu bought a subsale condo below market value and rented it out the day renovation finished. Sean explains what he did right, and why rent paid six months at a time can cost him his next loan. https://www.youtube-nocookie.com/embed/hwopV01uKmA 1428 2025-04-29T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/cash-buying-condos-to-retire 2025-04-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ojJPaS26Ccg/maxresdefault.jpg https://i.ytimg.com/vi/ojJPaS26Ccg/maxresdefault.jpg ASKING SEAN #280 | WHY CASH BUY PROPERTY FOR CASH FLOW? A Malaysian working in Singapore plans to come home, put RM200,000 down on each of three RM300,000 condos and live off the rent. Sean shows why fixed deposits beat that plan, and what to do instead. https://www.youtube-nocookie.com/embed/ojJPaS26Ccg 1073 2025-04-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/disasters-and-property-protection 2025-04-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/uZv3-VHdcjY/maxresdefault.jpg https://i.ytimg.com/vi/uZv3-VHdcjY/maxresdefault.jpg ASKING SEAN #279 | LESSONS FROM THE EARTHQUAKE, FIRE, AND TARIFFS After the Myanmar earthquake, the Putra Heights gas pipeline fire and a market sell-off, viewers asked whether property is still safe. Sean goes through the protections every owner should have in place. https://www.youtube-nocookie.com/embed/uZv3-VHdcjY 1412 2025-04-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/newlyweds-where-to-live 2025-03-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/FiIv-k5_xEo/maxresdefault.jpg https://i.ytimg.com/vi/FiIv-k5_xEo/maxresdefault.jpg ASKING SEAN #278 | STAYING WITH FAMILY IS MORE SENSIBLE A couple marrying in 2026 each own a unit, but one is tenanted and the other is still being built. Sean weighs ending the tenancy, renting, buying a third home or moving in with family, and picks family. https://www.youtube-nocookie.com/embed/FiIv-k5_xEo 1123 2025-03-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/moving-into-family-apartment 2025-03-12T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/6rddN9q3MhM/maxresdefault.jpg https://i.ytimg.com/vi/6rddN9q3MhM/maxresdefault.jpg ASKING SEAN #277 | BENEFIT OF NOT HAVING A COMMITMENTS A 27-year-old quit his job to retrain for tech and wants to live alone in his parents' empty Puchong apartment. Sean supports the move, with rent and a deadline, and explains why having no loan gave him this freedom. https://www.youtube-nocookie.com/embed/6rddN9q3MhM 1020 2025-03-12T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/own-home-at-44-buy-or-rent 2025-03-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/DBjxB-_WoOk/maxresdefault.jpg https://i.ytimg.com/vi/DBjxB-_WoOk/maxresdefault.jpg ASKING SEAN #276 | IS HOME OWNERSHIP JUST A ROMANTIC FEELING? A 44-year-old whose parents bought property in his name has found an apartment he loves, but worries about savings and a short loan tenure. Sean sets out when to buy and when to rent, using the 85% rule. https://www.youtube-nocookie.com/embed/DBjxB-_WoOk 1297 2025-03-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/hotel-scheme-unit-gone-wrong 2025-02-24T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/0jRa3NSrrUg/maxresdefault.jpg https://i.ytimg.com/vi/0jRa3NSrrUg/maxresdefault.jpg ASKING SEAN #275 | THIS GOTTA BE THE WORST PROPERTY DEAL SO FAR Two siblings bought a serviced apartment leased back to a hotel operator with a guaranteed return. It completed four years late and has paid nothing since. Sean lists the red flags and their few ways out. https://www.youtube-nocookie.com/embed/0jRa3NSrrUg 1642 2025-02-24T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/new-home-debts-rent-or-akpk 2025-02-11T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/AuC-9p_11cI/maxresdefault.jpg https://i.ytimg.com/vi/AuC-9p_11cI/maxresdefault.jpg ASKING SEAN #274 | GOING BANKRUPT FOR A RUMAWIP A buyer's Rumawip unit has been handed over just as credit card and personal loan debts outrun his income, and he has no money to furnish it. Sean sets out three steps to stay out of bankruptcy. https://www.youtube-nocookie.com/embed/AuC-9p_11cI 1901 2025-02-11T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/avisa-residences-tropicana-alam 2025-02-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/xjBhlianxaM/maxresdefault.jpg https://i.ytimg.com/vi/xjBhlianxaM/maxresdefault.jpg PROPERTY REVIEW #367 | AVISA RESIDENCES, TROPICANA ALAM PUNCAK ALAM A double-storey terrace on individual title, planned with the discipline of a strata scheme — arriving at a moment when the highways, the university and the shops are already finished. https://www.youtube-nocookie.com/embed/xjBhlianxaM 2423 2025-02-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/condo-with-many-unsold-units 2025-02-04T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/195TpNdf_HU/maxresdefault.jpg https://i.ytimg.com/vi/195TpNdf_HU/maxresdefault.jpg ASKING SEAN #273 | PROPERTY STOCK CLEARANCE A buyer's RM620,000 condo is about to be handed over with 270 of 770 units unsold, and rent nearby falls short of the instalment. Sean explains how developers clear stock, and why he would furnish, rent and hold. https://www.youtube-nocookie.com/embed/195TpNdf_HU 1877 2025-02-04T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/returning-home-to-retire-portfolio 2025-02-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/bmymXS-zUpQ/maxresdefault.jpg https://i.ytimg.com/vi/bmymXS-zUpQ/maxresdefault.jpg ASKING SEAN #272 | MOVING BACK TO MALAYSIA A family returning after 20 years abroad owns a landed house in Desa ParkCity and a stagnant leasehold townhouse in PJ. Sean says keep the first, sell the second, and choose a home by the life they want back. https://www.youtube-nocookie.com/embed/bmymXS-zUpQ 1659 2025-02-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/meta-residences-seri-kembangan 2025-01-31T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/7dt2HWl4Ans/maxresdefault.jpg https://i.ytimg.com/vi/7dt2HWl4Ans/maxresdefault.jpg PROPERTY REVIEW #366 | META RESIDENCES, SRI KEMBANGAN Sean returns to a project he first saw during lockdown, now completed and a short walk from an MRT station with direct trains to TRX and KLCC. https://www.youtube-nocookie.com/embed/7dt2HWl4Ans 1899 2025-01-31T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/building-allows-one-airbnb-operator 2025-01-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/vevN7SvSGLY/maxresdefault.jpg https://i.ytimg.com/vi/vevN7SvSGLY/maxresdefault.jpg ASKING SEAN #271 | DILEMMA FOR AIRBNB FOCUSED PROJECTS A first-time buyer got the keys to a city-centre unit meant for Airbnb, then the building demanded a RM100,000 deposit from operators and let only one operate. Sean explains why, and how to get the unit earning. https://www.youtube-nocookie.com/embed/vevN7SvSGLY 1431 2025-01-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/refinance-or-sell-to-clear-debts 2024-12-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/_qSCH6rHHMc/maxresdefault.jpg https://i.ytimg.com/vi/_qSCH6rHHMc/maxresdefault.jpg ASKING SEAN #270 | SELLING PROPERTY TO SETTLE PERSONAL DEBTS A 35-year-old's first unit rents for well above its instalment, but the owner also owes RM70,000 on credit cards and personal loans. Sean compares refinancing, selling and other loan routes, and why bad debt is the real problem. https://www.youtube-nocookie.com/embed/_qSCH6rHHMc 1230 2024-12-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/buying-beyond-the-third-property 2024-12-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/OL-rlZAp78U/maxresdefault.jpg https://i.ytimg.com/vi/OL-rlZAp78U/maxresdefault.jpg ASKING SEAN #269 | BUILDING BEYOND THE 3RD PROPERTY A 36-year-old with RM700,000 in shares and funds and two properties wants four more. Sean lists the ways investors get around the 70% loan limit, and asks why four. https://www.youtube-nocookie.com/embed/OL-rlZAp78U 1366 2024-12-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/exit-strategy-for-ageing-condos 2024-12-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/InQT4z03HFs/maxresdefault.jpg https://i.ytimg.com/vi/InQT4z03HFs/maxresdefault.jpg ASKING SEAN #268 | EXIT STRATEGY A returning Malaysian asks how condo investors ever cash out when buildings age, lifts break and few owners pay maintenance. Sean explains how condos make money, why he plans to hold for good, and what to avoid. https://www.youtube-nocookie.com/embed/InQT4z03HFs 2318 2024-12-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/retire-at-40-on-rental-income 2024-11-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/tq5ENTpI4pk/maxresdefault.jpg https://i.ytimg.com/vi/tq5ENTpI4pk/maxresdefault.jpg ASKING SEAN #267 | INVESTMENT ENABLED OPTIONS IN LIFE A 40-year-old sold his nursing homes to escape the stress and parked the proceeds in his flexi loans. His eight properties leave RM11,700 a month after instalments. Sean says live on it, and don't buy more. https://www.youtube-nocookie.com/embed/tq5ENTpI4pk 1283 2024-11-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/strata-or-individual-title-landed 2024-11-21T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/iMImRqju2-g/maxresdefault.jpg https://i.ytimg.com/vi/iMImRqju2-g/maxresdefault.jpg STRATA VS INDIVIDUAL TITLE LANDED HOMES | KEYNOTE IN ECO HORIZON At a talk in Batu Kawan, Sean explains the difference between gated landed strata homes and traditional individual-title houses, from security and maintenance to who will buy at RM1.8 million. https://www.youtube-nocookie.com/embed/iMImRqju2-g 6675 2024-11-21T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/rebuilding-credit-after-bankruptcy 2024-11-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/omfxMnw6mVI/maxresdefault.jpg https://i.ytimg.com/vi/omfxMnw6mVI/maxresdefault.jpg ASKING SEAN #266 | JUST GOT OUT OF BANKRUPTCY Made bankrupt by a business loan taken in his name 20 years ago, a 41-year-old has just been discharged. A bank suggests a 20% personal loan to build his credit score. Sean says wait, and fix the monthly gap first. https://www.youtube-nocookie.com/embed/omfxMnw6mVI 1748 2024-11-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-versus-fixed-deposit 2024-11-11T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/3qT0ZEAH7vM/maxresdefault.jpg https://i.ytimg.com/vi/3qT0ZEAH7vM/maxresdefault.jpg ASKING SEAN #265 | FIXED DEPOSIT VERSUS PROPERTY INVESTMENT A viewer works out that a zero-down condo yielding 5% still costs RM400 a month after maintenance, and asks why not use fixed deposits or EPF instead. Sean explains why leverage changes the sum. https://www.youtube-nocookie.com/embed/3qT0ZEAH7vM 2244 2024-11-11T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/first-property-at-49-inheritance 2024-11-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ya8IU7Ps9I0/maxresdefault.jpg https://i.ytimg.com/vi/ya8IU7Ps9I0/maxresdefault.jpg ASKING SEAN #264 | 50 YEARS OLD WITHOUT ANY PROPERTY A single 49-year-old teacher in Penang earning RM3,800 inherited RM170,000 and plans to buy a cheap walk-up flat in cash to rent out. Sean suggests an affordable home bought partly on a loan, to live in and let rooms. https://www.youtube-nocookie.com/embed/ya8IU7Ps9I0 1379 2024-11-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/houzkey-rent-to-own-review 2024-10-29T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/wD_5fEX5EGQ/maxresdefault.jpg https://i.ytimg.com/vi/wD_5fEX5EGQ/maxresdefault.jpg WAS HOUZKEY WORTH IT?? | EP 06 When lockdown halved how banks assessed his income, Sean bought his Bukit Jalil home through Maybank Islamic's HouzKEY rent-to-own scheme. Collecting the keys four years later, he weighs what worked and what to watch. https://www.youtube-nocookie.com/embed/wD_5fEX5EGQ 750 2024-10-29T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/paid-off-leasehold-sell-or-rent 2024-10-10T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/-D3cTTi8Q6Q/maxresdefault.jpg https://i.ytimg.com/vi/-D3cTTi8Q6Q/maxresdefault.jpg ASKING SEAN #263 | RENT WITH THE INTENT OF INVESTMENT A 41-year-old paid off a PJ leasehold apartment now worth less than she paid, and has RM600,000 in cash. Sean says keep it and rent it out, rent near work, and buy only with an investor's eye. https://www.youtube-nocookie.com/embed/-D3cTTi8Q6Q 1315 2024-10-10T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/johor-rts-or-klang-valley-first-buy 2024-09-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/XzfExW5Q7Pg/maxresdefault.jpg https://i.ytimg.com/vi/XzfExW5Q7Pg/maxresdefault.jpg ASKING SEAN #262 | NAVIGATING THE HOT MALAYSIA PROPERTY MARKET A 35-year-old in Johor Bahru with a RM1.1 million budget weighs a seven-room co-living unit near the RTS against a Mont Kiara condo. Sean warns about Johor's hype, and explains why he would buy a completed unit first. https://www.youtube-nocookie.com/embed/XzfExW5Q7Pg 1794 2024-09-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/fathers-gift-for-first-property 2024-09-21T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/OCInhK914fQ/maxresdefault.jpg https://i.ytimg.com/vi/OCInhK914fQ/maxresdefault.jpg ASKING SEAN #261 | DADDY GIVING RM300K TO BUY PROPERTY!! A 25-year-old earning RM3,500 has been offered up to RM300,000 by her father towards a property, and finds agents pushy. Sean suggests asking him to hold it until her income and knowledge catch up. https://www.youtube-nocookie.com/embed/OCInhK914fQ 1569 2024-09-21T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/pause-investing-health-uncertain 2024-08-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/v6AQ895zYwM/maxresdefault.jpg https://i.ytimg.com/vi/v6AQ895zYwM/maxresdefault.jpg ASKING SEAN #260 | TAKE SOME TIME AWAY FROM PROPERTY INVESTMENT A 31-year-old with two properties has a genetic condition that may affect his sight. His parents urge him to slow down. Sean agrees: pause until the second unit is rented, build reserves, and spend time with family. https://www.youtube-nocookie.com/embed/v6AQ895zYwM 1229 2024-08-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/guaranteed-rental-return-risks 2024-08-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/QDy2Z1YmHks/maxresdefault.jpg https://i.ytimg.com/vi/QDy2Z1YmHks/maxresdefault.jpg ASKING SEAN #259 | THE REALITY OF GRR (GUARANTEED RENTAL RETURN) SCHEMES A reader has booked a hotel unit with a guaranteed 7% return. Sean explains where the guarantee really comes from, and why the exit is the bigger problem. https://www.youtube-nocookie.com/embed/QDy2Z1YmHks 1361 2024-08-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/rent-home-with-lift-for-parent 2024-08-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/69d7eeVB3cU/maxresdefault.jpg https://i.ytimg.com/vi/69d7eeVB3cU/maxresdefault.jpg ASKING SEAN #258 | SHOULD I GIVE UP IF I HAVE LOW INCOME? A 27-year-old engineer earning RM5,000 lives with his parents in a Penang walk-up, and his father now needs a wheelchair. Sean says rent a place with a lift now, and that his goal of three properties can wait. https://www.youtube-nocookie.com/embed/69d7eeVB3cU 1121 2024-08-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/young-couple-first-home-budget 2024-07-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/SqH4MYpJ9uk/maxresdefault.jpg https://i.ytimg.com/vi/SqH4MYpJ9uk/maxresdefault.jpg ASKING SEAN #257 | DON'T OVERPAY FOR OWNSTAY PROPERTY A debt-free couple of 26 with RM300,000 in savings want a new launch of RM700,000 to RM900,000 to start a family in. Sean says they can afford it, with two conditions, and how to judge a building before it exists. https://www.youtube-nocookie.com/embed/SqH4MYpJ9uk 1371 2024-07-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-research-before-buying 2024-07-10T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/78PkfsD4iBQ/maxresdefault.jpg https://i.ytimg.com/vi/78PkfsD4iBQ/maxresdefault.jpg RESEARCH WORK REQUIRED BEFORE BUYING A PROPERTY Projects borrow the name of a famous neighbourhood to charge its prices. Sean walks through the research that shows what an address is really worth. https://www.youtube-nocookie.com/embed/78PkfsD4iBQ 1539 2024-07-10T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/three-tod-projects-equal-cash-flow 2024-06-30T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ayMaxwidfQk/maxresdefault.jpg https://i.ytimg.com/vi/ayMaxwidfQk/maxresdefault.jpg ASKING SEAN #256 | ALWAYS VISIT THE SITE A 40-year-old civil servant in Johor Bahru has shortlisted three new transit-linked serviced apartments in the Klang Valley for cash flow. Sean explains what to compare after cash flow, and why she must visit in person. https://www.youtube-nocookie.com/embed/ayMaxwidfQk 1508 2024-06-30T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/first-property-must-be-a-home 2024-06-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/iP_ynRJtijc/maxresdefault.jpg https://i.ytimg.com/vi/iP_ynRJtijc/maxresdefault.jpg ASKING SEAN #254 | FIRST PROPERTY MUST BE A HOME? A 26-year-old bought an investment condo before a family home, and his future in-laws disapprove. Sean explains why investing first can be the smarter order. https://www.youtube-nocookie.com/embed/iP_ynRJtijc 1864 2024-06-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/using-transacted-price-data 2024-05-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/hCQwgIdEW-4/maxresdefault.jpg https://i.ytimg.com/vi/hCQwgIdEW-4/maxresdefault.jpg GET ACCURATE MARKET DATA USING BRICKZ REPORT Asking prices are set by owners who want to sell high. Sean's three-part research ends with transacted prices: the median nearby, the outliers, and how often units actually change hands. https://www.youtube-nocookie.com/embed/hCQwgIdEW-4 759 2024-05-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/old-house-vs-new-property 2024-02-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/LRNPkznBo7w/maxresdefault.jpg https://i.ytimg.com/vi/LRNPkznBo7w/maxresdefault.jpg ASKING SEAN #242 | OLD VERSUS NEW PROPERTY An unmarried couple must choose between a cheap 30-year-old house needing renovation and a new one with a bigger instalment. Sean says the real question is whose income the loan depends on. https://www.youtube-nocookie.com/embed/LRNPkznBo7w 1608 2024-02-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/apartment-vs-landed 2024-02-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/elQNiT-fzkM/maxresdefault.jpg https://i.ytimg.com/vi/elQNiT-fzkM/maxresdefault.jpg ASKING SEAN #241 | APARTMENT VS LANDED A reader assumes landed homes are guaranteed to appreciate while condos age. Sean explains why that view is hindsight, where condos win, and the price ceiling open landed homes run into. https://www.youtube-nocookie.com/embed/elQNiT-fzkM 1401 2024-02-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/location-location-location 2024-02-02T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/2YZ4YG0DZJg/maxresdefault.jpg https://i.ytimg.com/vi/2YZ4YG0DZJg/maxresdefault.jpg ASKING SEAN #239 | "LOCATION LOCATION LOCATION" STILL VALID? A young investor has shortlisted Bangsar South by its rental demand. Sean argues that location is not what makes you money; the price you pay against the area median is. https://www.youtube-nocookie.com/embed/2YZ4YG0DZJg 1676 2024-02-02T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/leasehold-condo-resale-risk 2023-12-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/AtZ934rJzhk/maxresdefault.jpg https://i.ytimg.com/vi/AtZ934rJzhk/maxresdefault.jpg ASKING SEAN #234 | LEASE EXTENDED, PRICE DOUBLED A couple love a leasehold condo but worry it will be hard to sell with 60 to 70 years left on the lease. Sean says the lease is the smaller risk; buying together unmarried is the bigger one. https://www.youtube-nocookie.com/embed/AtZ934rJzhk 814 2023-12-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/investing-in-uk-vs-malaysia 2023-08-29T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/RCP-PGLw3zw/maxresdefault.jpg https://i.ytimg.com/vi/RCP-PGLw3zw/maxresdefault.jpg DIFFERENCES OF PROPERTY INVESTING IN UK, MALAYSIA AND SINGAPORE Many Malaysians and Singaporeans buy in UK cities for their children's education and to diversify. After a study trip to Manchester, Sean compares supply, certainty, building design, planning and loans. https://www.youtube-nocookie.com/embed/RCP-PGLw3zw 839 2023-08-29T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/refinancing-housing-loan-reasons 2023-08-24T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/6X75DuYkrqY/maxresdefault.jpg https://i.ytimg.com/vi/6X75DuYkrqY/maxresdefault.jpg REASONS TO REFINANCE YOUR PROPERTY Refinancing can lower your rate, release equity, win back a 90% loan or clear expensive debt. Rena Choong explains each use, and the valuation and income tests that decide whether yours works. https://www.youtube-nocookie.com/embed/6X75DuYkrqY 3363 2023-08-24T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/singapore-income-malaysia-housing-loan 2023-06-19T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/VC4FharQZNs/maxresdefault.jpg https://i.ytimg.com/vi/VC4FharQZNs/maxresdefault.jpg DILEMMA OF MALAYSIANS WORKING IN SINGAPORE Singapore income converts well, so qualifying is rarely the problem. Rena Choong explains what Malaysian banks check for Malaysians working in Singapore, and what changes if you take up citizenship. https://www.youtube-nocookie.com/embed/VC4FharQZNs 3341 2023-06-19T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/renovation-mistakes-to-avoid 2022-12-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/pYB8aiREEfs/maxresdefault.jpg https://i.ytimg.com/vi/pYB8aiREEfs/maxresdefault.jpg 10 RENOVATION MISTAKES not DONE BY ME Sean watches a Singapore couple's list of renovation regrets and adds what he has learnt fitting out units. Cracks, lights, switches, power points, aircon piping and tile lines are the usual culprits. https://www.youtube-nocookie.com/embed/pYB8aiREEfs 1429 2022-12-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/lppsa-civil-servant-housing-loan 2022-11-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/q300PGWZXWI/maxresdefault.jpg https://i.ytimg.com/vi/q300PGWZXWI/maxresdefault.jpg LPPSA for Government Sector Employees Civil servants can borrow from LPPSA on top of the usual bank loans. Rena Choong explains why the order you use them in matters, and the catches in LPPSA's terms. https://www.youtube-nocookie.com/embed/q300PGWZXWI 2704 2022-11-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/loan-application-mistakes-by-income 2022-10-19T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/AulsutOcnT0/maxresdefault.jpg https://i.ytimg.com/vi/AulsutOcnT0/maxresdefault.jpg COMMON MISTAKES MADE DURING LOAN APPLICATION (EP4) Banks judge your income by how you earn it. Rena Choong explains where employees, commission earners and business owners go wrong, and which records to prepare months ahead. https://www.youtube-nocookie.com/embed/AulsutOcnT0 2533 2022-10-19T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/housing-loan-rejection-reasons 2022-09-23T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ndDQECzVp14/maxresdefault.jpg https://i.ytimg.com/vi/ndDQECzVp14/maxresdefault.jpg COMMON REASONS FOR LOAN REJECTIONS (EP 3) A rejected loan stays on record and makes the next bank wary. Rena Choong goes through the most common reasons banks say no, and what to fix before you apply again. https://www.youtube-nocookie.com/embed/ndDQECzVp14 1776 2022-09-23T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/housing-loan-eligibility-dsr 2022-08-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/6m2tuV6g9hE/maxresdefault.jpg https://i.ytimg.com/vi/6m2tuV6g9hE/maxresdefault.jpg HOW TO CALCULATE YOUR LOAN ELIGIBILITY (EP 2) Banks decide with one number, your debt service ratio. Rena Choong shows how to estimate your own loan eligibility before visiting a sales gallery, and what CCRIS and CTOS reveal. https://www.youtube-nocookie.com/embed/6m2tuV6g9hE 2233 2022-08-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/housing-loan-interest-flexi-explained 2022-08-09T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/fFdh_UIMs0A/maxresdefault.jpg https://i.ytimg.com/vi/fFdh_UIMs0A/maxresdefault.jpg THINGS TO KNOW BEFORE APPLYING FOR HOUSING LOAN (EP 1) Most buyers compare loans only by the monthly instalment. Rena Choong explains how housing loans charge interest, why a lump sum belongs there, and when full flexi is worth its fee. https://www.youtube-nocookie.com/embed/fFdh_UIMs0A 1960 2022-08-09T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/living-in-a-strata-community 2021-10-12T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/9W9yDPJLQ-I/maxresdefault.jpg https://i.ytimg.com/vi/9W9yDPJLQ-I/maxresdefault.jpg LIVING TOGETHER IN A STRATAFIED COMMUNITY | DAVID FOO, CO-FOUNDER OF JAGASOLUTION Most of us will end up living in strata property, yet few owners understand how a building is run. Sean talks to David Foo, whose firm serves about 500 neighbourhoods, about fees, committees and upkeep. https://www.youtube-nocookie.com/embed/9W9yDPJLQ-I 3961 2021-10-12T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/no-money-down-property-deals 2021-07-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/y1XC6Bpgeg8/maxresdefault.jpg https://i.ytimg.com/vi/y1XC6Bpgeg8/maxresdefault.jpg YOU STILL NEED MONEY FOR NO MONEY DOWN DEALS Discounts, rebates and cash backs promise a property with no capital. Sean explains how these deals work, and why you still need cash and a strong loan profile to use them. https://www.youtube-nocookie.com/embed/y1XC6Bpgeg8 697 2021-07-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/fire-insurance-for-landed-homes 2021-06-11T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/5HY43sm0PQc/maxresdefault.jpg https://i.ytimg.com/vi/5HY43sm0PQc/maxresdefault.jpg PROPERTY INSURANCE, HOME CARE, CHEAPEST FIRE INSURANCE Many owners assume MRTA or MLTA is the only insurance they need. Sean explains what fire insurance covers for an individual-title house, how to set the sum insured, and that the bank's bundled policy is optional. https://www.youtube-nocookie.com/embed/5HY43sm0PQc 623 2021-06-11T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-labels-explained 2021-06-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/H6BTqGEcOR4/maxresdefault.jpg https://i.ytimg.com/vi/H6BTqGEcOR4/maxresdefault.jpg WHAT ARE THE CATEGORIES OF PROPERTIES?! | LECTURE 001 Commercial or residential title, HDA or not, freehold or leasehold, Bumi or non-Bumi, individual or strata: Sean's first lecture explains the labels that decide your protection and your exit. https://www.youtube-nocookie.com/embed/H6BTqGEcOR4 1031 2021-06-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/manor-born-ipoh 2021-05-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Em5Ls6ECFJ8/maxresdefault.jpg https://i.ytimg.com/vi/Em5Ls6ECFJ8/maxresdefault.jpg PROPERTY REVIEW #159 | RM 2.7 MIL BUNGALOW IN MANOR BORN, IPOH Eighteen strata bungalows placed inside an existing guarded estate, where a central air well solves the problem every very large house has — and the arrival never quite matches the arrival hall. https://www.youtube-nocookie.com/embed/Em5Ls6ECFJ8 874 2021-05-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/cempaka-seri-kota-seriemas 2021-03-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/PHJ67Qx6MG0/maxresdefault.jpg https://i.ytimg.com/vi/PHJ67Qx6MG0/maxresdefault.jpg PROPERTY REVIEW #150 | CEMPAKA SERI, KOTA SERIEMAS A townhouse that answers the three complaints the format usually attracts — narrow entry, tangled structure and dark corners — inside a township that spent its land on infrastructure. https://www.youtube-nocookie.com/embed/PHJ67Qx6MG0 989 2021-03-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/buying-auction-property 2021-03-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/cyPuk7S5-wM/maxresdefault.jpg https://i.ytimg.com/vi/cyPuk7S5-wM/maxresdefault.jpg AUCTION PROPERTY Auction prices can be the market's most genuine, but your deposit is lost if financing fails. Sean explains how auctions work and what to check before you bid. https://www.youtube-nocookie.com/embed/cyPuk7S5-wM 1035 2021-03-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/late-delivery-damages-and-booking-fees 2021-01-29T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/rOZdL2vOuxA/maxresdefault.jpg https://i.ytimg.com/vi/rOZdL2vOuxA/maxresdefault.jpg LATE DELIVERY BASED ON BOOKING COLLECTION DATE?! A court case ruled that late-delivery damages run from the booking date, not the SPA date. Sean explains how LAD works, how buyers can claim, and what ending booking fees could mean for buyers and developers. https://www.youtube-nocookie.com/embed/rOZdL2vOuxA 864 2021-01-29T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/furnishing-rental-unit-worth-it 2021-01-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/5wGlONCwE2c/maxresdefault.jpg https://i.ytimg.com/vi/5wGlONCwE2c/maxresdefault.jpg WHY SHOULD I FULLY FURNISH MY PROPERTY? Spending RM30,000 to furnish a unit for RM500 more rent looks like a five-year payback. Sean explains how he weighs the cost, and why higher rent can add to a property's value. https://www.youtube-nocookie.com/embed/5wGlONCwE2c 784 2021-01-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/weekday-weekend-test-own-stay 2020-07-01T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/Tdiiw3lgv98/maxresdefault.jpg https://i.ytimg.com/vi/Tdiiw3lgv98/maxresdefault.jpg WEEKDAY-WEEKEND TEST | GUIDE TO OWN-STAY PROPERTY Viewers often ask Sean whether a home is worth buying. He can't know their lives, so he offers two tests to run first: affordability, then a weekday and a weekend in the new location. https://www.youtube-nocookie.com/embed/Tdiiw3lgv98 602 2020-07-01T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/loan-qualifying-tricks 2020-04-14T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/48_tQTDil84/maxresdefault.jpg https://i.ytimg.com/vi/48_tQTDil84/maxresdefault.jpg DON'T CHEAT FOR A BANK LOAN YOU CANNOT AFFORD TO PAY BACK Young buyers write to Sean bleeding thousands a month on units they qualified for with fake payslips or recycled rent. He explains the tricks, why a rejection is a warning, and how the loss can follow you after selling. https://www.youtube-nocookie.com/embed/48_tQTDil84 600 2020-04-14T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/cash-back-or-positive-cash-flow 2020-04-11T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/CaMZs-wY8Ds/maxresdefault.jpg https://i.ytimg.com/vi/CaMZs-wY8Ds/maxresdefault.jpg CASH BACK ON HAND VS CASH FLOW POSITIVE ?? | QUESTION OF THE WEEK Developers now offer free legal fees, furniture and even cash back, but the extras inflate the loan. Sean explains how rebates work and when cash in hand beats a unit whose rent covers its instalment. https://www.youtube-nocookie.com/embed/CaMZs-wY8Ds 497 2020-04-11T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/defect-inspection-checklist 2020-01-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/mYiV-w5E31U/maxresdefault.jpg https://i.ytimg.com/vi/mYiV-w5E31U/maxresdefault.jpg CHECK FOR DEFECTS IN YOUR PROPERTY Most buyers hunt for scratches and hollow tiles and miss what stops a home from working. Sean sets out what to check first in a defect inspection. https://www.youtube-nocookie.com/embed/mYiV-w5E31U 646 2020-01-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-taxes-malaysia 2019-12-30T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/eMpZWMzWgfU/maxresdefault.jpg https://i.ytimg.com/vi/eMpZWMzWgfU/maxresdefault.jpg 5 TAXES TO PAY IN PROPERTY INVESTMENT Beyond the price, owners pay stamp duty, assessment, quit rent and RPGT, and income tax decides whether you can borrow at all. Sean goes through the five. https://www.youtube-nocookie.com/embed/eMpZWMzWgfU 785 2019-12-30T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/judging-a-buildings-architecture 2019-11-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/GZlcNFbqCoU/maxresdefault.jpg https://i.ytimg.com/vi/GZlcNFbqCoU/maxresdefault.jpg Does architecture affects your property buying decision? Buyers judge a building by its facade and its pool, but Sean, trained as an architect, looks at access, density, corridors and what is next door. He explains what each says about a project. https://www.youtube-nocookie.com/embed/GZlcNFbqCoU 905 2019-11-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-before-proposing 2019-11-12T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/l8Wno0V7cFE/maxresdefault.jpg https://i.ytimg.com/vi/l8Wno0V7cFE/maxresdefault.jpg MUST YOU HAVE A PROPERTY BEFORE YOU PROPOSE? Many young men feel they must buy a home before proposing, and stretch for a landed house to do it. Sean questions the norm, and warns against making a dream home the first property. https://www.youtube-nocookie.com/embed/l8Wno0V7cFE 619 2019-11-12T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/parents-buying-property-for-children 2019-11-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/fxhuj7bTZao/maxresdefault.jpg https://i.ytimg.com/vi/fxhuj7bTZao/maxresdefault.jpg Should parents buy property for their children? Some parents pay the down payment on their children's homes; some children ask for their parents' EPF. Sean explains when help teaches responsibility, and when it breeds entitlement. https://www.youtube-nocookie.com/embed/fxhuj7bTZao 609 2019-11-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/outskirts-landed-or-city-condo 2019-10-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/rpv6Pcvxq6M/maxresdefault.jpg https://i.ytimg.com/vi/rpv6Pcvxq6M/maxresdefault.jpg LANDED HOUSE OUTSKIRT VS HIGHRISE IN THE CITY The same RM700,000 buys a 1,000 sq ft condo in PJ or a double-storey terrace in Seremban or Nilai. Sean weighs commuting time, rental returns, growth, security and family life. https://www.youtube-nocookie.com/embed/rpv6Pcvxq6M 747 2019-10-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/three-bedroom-low-or-two-bedroom-high 2019-09-29T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ultoiPr8nuk/maxresdefault.jpg https://i.ytimg.com/vi/ultoiPr8nuk/maxresdefault.jpg 3-BEDROOM (LOW FLOOR LEVEL) VS 2 BEDROOM (HIGH FLOOR LEVEL) In the same block and at the same price, a low-floor three-bedroom or a high-floor two-bedroom? Sean's answer depends on whether you will rent it out or live in it. https://www.youtube-nocookie.com/embed/ultoiPr8nuk 373 2019-09-29T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/young-buyer-mistakes-new-launches 2019-09-16T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/EOobmvu5vy8/maxresdefault.jpg https://i.ytimg.com/vi/EOobmvu5vy8/maxresdefault.jpg WORST MISTAKES FOR YOUNG INVESTORS (2019) In 2019, with sales slow and developers offering ever more rebates, Sean's inbox filled with young buyers in trouble. He lists four: abandoned projects, signing before the loan, buying with a partner, and overgearing. https://www.youtube-nocookie.com/embed/EOobmvu5vy8 618 2019-09-16T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/price-per-square-foot-explained 2019-08-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/gjzexNGRTik/maxresdefault.jpg https://i.ytimg.com/vi/gjzexNGRTik/maxresdefault.jpg WHAT IS PRICE PER SQUARE FEET? Price per square foot lets you compare projects and areas, but it shifts with floor level, unit size and property type. Sean explains how to read it, and a marketing trick to watch for. https://www.youtube-nocookie.com/embed/gjzexNGRTik 405 2019-08-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/bank-value-vs-market-value 2019-07-25T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/5hLE117RMdk/maxresdefault.jpg https://i.ytimg.com/vi/5hLE117RMdk/maxresdefault.jpg PROPERTY VALUATION | BANK VALUE VS MARKET VALUE Your loan depends on what the bank's valuer says the property is worth, not what you agreed to pay. Sean explains why the two differ, and why some new units stay unsold for years. https://www.youtube-nocookie.com/embed/5hLE117RMdk 426 2019-07-25T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/how-developers-make-you-buy 2019-07-21T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/J_yEH-qFriU/maxresdefault.jpg https://i.ytimg.com/vi/J_yEH-qFriU/maxresdefault.jpg THINGS DEVELOPERS DO TO MAKE YOU BUY THEIR PROPERTY With supply outstripping demand, developers pull every lever. Sean walks through the four Ps of their marketing, from lavish sales galleries to rebates and schemes, and reminds buyers who pays for them. https://www.youtube-nocookie.com/embed/J_yEH-qFriU 455 2019-07-21T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/where-discounted-properties-come-from 2019-06-17T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/lxgXXa15r7g/maxresdefault.jpg https://i.ytimg.com/vi/lxgXXa15r7g/maxresdefault.jpg 4 PLACES TO BUY DISCOUNTED PRICE PROPERTY A slow-selling project passes from the developer's own promotions to agents, then to group-buying clubs, and sometimes to auction. Sean traces the path, and what each discount really means. https://www.youtube-nocookie.com/embed/lxgXXa15r7g 422 2019-06-17T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/finding-money-for-a-down-payment 2019-06-02T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/CyZtF40SuFQ/maxresdefault.jpg https://i.ytimg.com/vi/CyZtF40SuFQ/maxresdefault.jpg Sourcing Money for Property Investment Many buyers find a good deal and are just short of the 10% down payment. Sean goes through the four Fs of funding, and why raising income beats blaming property prices. https://www.youtube-nocookie.com/embed/CyZtF40SuFQ 591 2019-06-02T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/what-to-check-in-your-spa 2019-05-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/enJVVeBwqE8/maxresdefault.jpg https://i.ytimg.com/vi/enJVVeBwqE8/maxresdefault.jpg WHAT'S IN YOUR SPA ?! Most buyers initial every page of their SPA without reading it. Sean goes through his own landed strata agreement and points out the clauses that protect a buyer of a new property. https://www.youtube-nocookie.com/embed/enJVVeBwqE8 736 2019-05-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/hidden-costs-property-malaysia 2019-04-09T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/AQtkorLSEUQ/maxresdefault.jpg https://i.ytimg.com/vi/AQtkorLSEUQ/maxresdefault.jpg HIDDEN COST WHEN YOU BUY PROPERTY IN MALAYSIA Most first-time buyers budget the deposit and nothing else. Sean lists the costs that kept surprising him on his first purchase. https://www.youtube-nocookie.com/embed/AQtkorLSEUQ 361 2019-04-09T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/how-to-calculate-rental-roi 2019-01-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ITfl6BGyjbE/maxresdefault.jpg https://i.ytimg.com/vi/ITfl6BGyjbE/maxresdefault.jpg How to calculate Return On Investment? A 4% or 5% return on property can look poor next to 10% from shares. Sean shows how rental ROI is worked out, and why leverage changes the comparison. https://www.youtube-nocookie.com/embed/ITfl6BGyjbE 376 2019-01-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/four-types-of-property-investors 2018-12-20T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/fLKJr_t4gnE/maxresdefault.jpg https://i.ytimg.com/vi/fLKJr_t4gnE/maxresdefault.jpg 4 TYPES OF PROPERTY INVESTORS Property makes money through rent or capital growth, and investors lean one way or the other. Sean describes four types, from cash-flow buyers to people who analyse forever and never buy. https://www.youtube-nocookie.com/embed/fLKJr_t4gnE 646 2018-12-20T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/complaining-about-your-new-house 2018-11-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/FHGgHK_bsT8/maxresdefault.jpg https://i.ytimg.com/vi/FHGgHK_bsT8/maxresdefault.jpg CAN YOU COMPLAIN ABOUT YOUR NEW HOUSE? A friend collected his keys to find the facilities unfinished. Sean explains the protection homebuyers have under the Housing Development Act, and the tribunal where they can claim without a lawyer. https://www.youtube-nocookie.com/embed/FHGgHK_bsT8 406 2018-11-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/buying-property-with-partner 2018-11-05T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/3YPAOYmE1W4/maxresdefault.jpg https://i.ytimg.com/vi/3YPAOYmE1W4/maxresdefault.jpg Should you ever buy property with your Boyfriend or Girlfriend? Couples who buy in joint names find a break-up leaves both of them on the loan. Sean explains why he discourages it, and the arrangement he prefers. https://www.youtube-nocookie.com/embed/3YPAOYmE1W4 454 2018-11-05T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/rent-your-home-buy-to-invest 2018-10-15T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/ZBbxe3sNO8A/maxresdefault.jpg https://i.ytimg.com/vi/ZBbxe3sNO8A/maxresdefault.jpg BUY OR RENT?! WHY NOT BOTH?? Young people argue over whether to rent or buy. Sean says do both: rent where you want to live for flexibility, and buy elsewhere as an investment that earns rent. https://www.youtube-nocookie.com/embed/ZBbxe3sNO8A 492 2018-10-15T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/what-investors-look-for-in-a-deal 2018-09-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/11_zaP3P3Lo/maxresdefault.jpg https://i.ytimg.com/vi/11_zaP3P3Lo/maxresdefault.jpg 4 THINGS REAL PROPERTY INVESTOR LOOK FOR A big developer discount is not the same as buying below market value. Sean lists the four things experienced investors look for: a real discount, positive cash flow, data, and agents' news. https://www.youtube-nocookie.com/embed/11_zaP3P3Lo 438 2018-09-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/relying-on-airbnb-income 2018-08-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/cqAwg1vJ5EI/maxresdefault.jpg https://i.ytimg.com/vi/cqAwg1vJ5EI/maxresdefault.jpg AirBnb Banned?! A week of short-stay bookings can earn what a month of normal rent does, so many units are now sold as Airbnb-ready. Sean warns that residents and regulators can end the model. https://www.youtube-nocookie.com/embed/cqAwg1vJ5EI 445 2018-08-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/master-title-vs-strata-title 2018-07-08T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/1STmIXKP7y0/maxresdefault.jpg https://i.ytimg.com/vi/1STmIXKP7y0/maxresdefault.jpg Property Ownership, Master and Strata Title A high-rise unit still under the master title can be harder to sell and finance. Sean explains what a strata title proves, and what to ask about parcels and share units. https://www.youtube-nocookie.com/embed/1STmIXKP7y0 474 2018-07-08T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/landed-home-labels-and-guarded-areas 2018-05-24T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/3ANL72XihtY/maxresdefault.jpg https://i.ytimg.com/vi/3ANL72XihtY/maxresdefault.jpg Landed House Typology Part 2 Developers' names for landed homes can blur what you're getting. Sean explains zero-lot bungalows and link semi-Ds, what you can and can't do on individual title, and how strata estates are run. https://www.youtube-nocookie.com/embed/3ANL72XihtY 732 2018-05-24T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/transit-oriented-development-explained 2018-05-18T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/PtJ3F1-8sIQ/maxresdefault.jpg https://i.ytimg.com/vi/PtJ3F1-8sIQ/maxresdefault.jpg What is Transit Oriented Development? Every new project near an MRT or LRT station now calls itself a TOD. Sean explains what transit-oriented development means, who it suits, and the trade-off between convenience and security. https://www.youtube-nocookie.com/embed/PtJ3F1-8sIQ 624 2018-05-18T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/what-is-apdl 2018-04-06T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/TqD25-dhByg/maxresdefault.jpg https://i.ytimg.com/vi/TqD25-dhByg/maxresdefault.jpg What is APDL? Agents often say a launch can't sign SPAs because it has no APDL yet. Sean explains the advertising permit and developer's licence, what an ad must show, and what pre-launch bookings really mean. https://www.youtube-nocookie.com/embed/TqD25-dhByg 384 2018-04-06T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/buying-into-mixed-developments 2018-02-02T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/bTPpdxWAteQ/maxresdefault.jpg https://i.ytimg.com/vi/bTPpdxWAteQ/maxresdefault.jpg Township and Mixed Development Living above the office and the mall sounds convenient, but whether it works depends on who controls the shops. Sean explains, from his time on a township team, what makes a mixed development and township succeed. https://www.youtube-nocookie.com/embed/bTPpdxWAteQ 500 2018-02-02T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/letting-out-your-unit 2018-01-04T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/TSQAdb-i9Oo/maxresdefault.jpg https://i.ytimg.com/vi/TSQAdb-i9Oo/maxresdefault.jpg 4 Things to Know to Let Out Your Unit | Vlog 006 After the keys come four decisions: how long to let for, what rent to ask, how far to furnish, and who will manage tenants. Sean's checklist for new landlords. https://www.youtube-nocookie.com/embed/TSQAdb-i9Oo 452 2018-01-04T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/visiting-a-sales-gallery 2017-11-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/USrzPxJUk28/maxresdefault.jpg https://i.ytimg.com/vi/USrzPxJUk28/maxresdefault.jpg The Science behind Show Units | Vlog 003 Show units are built to stir your emotions. Sean lists the questions to ask a sales team, what to check in a show unit, and why floor premiums make top floors hard to sell. https://www.youtube-nocookie.com/embed/USrzPxJUk28 641 2017-11-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/lessons-from-a-bad-deal 2017-10-27T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/VaB08qDIZ6c/maxresdefault.jpg https://i.ytimg.com/vi/VaB08qDIZ6c/maxresdefault.jpg Worst Mistake in Real Estate Sean bought a semi-D in Johor Bahru when everyone seemed to be making money there, and was still paying for it a year after handover. He sums up the four mistakes he made. https://www.youtube-nocookie.com/embed/VaB08qDIZ6c 376 2017-10-27T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/why-property-over-other-investments 2017-10-13T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/lnefVyHT3TI/maxresdefault.jpg https://i.ytimg.com/vi/lnefVyHT3TI/maxresdefault.jpg #Q14: REAL ESTATE VS OTHER INVESTMENT OPTIONS Shares, bonds, gold and savings plans all compete for your money. Sean gives three reasons he favours property, leverage, slow and visible trends, and rent along the way, while still urging diversification. https://www.youtube-nocookie.com/embed/lnefVyHT3TI 438 2017-10-13T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/branded-or-small-developer 2017-09-12T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/tCOmIPkSWXI/maxresdefault.jpg https://i.ytimg.com/vi/tCOmIPkSWXI/maxresdefault.jpg Big and branded VS New and Small developers Big listed developers sell a lifestyle; smaller ones compete on facilities, price and discounts. Sean compares two brochures and lists the questions to ask at any sales gallery. https://www.youtube-nocookie.com/embed/tCOmIPkSWXI 522 2017-09-12T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/property-traders-vs-investors 2017-08-28T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/1tY7JSI6_6M/maxresdefault.jpg https://i.ytimg.com/vi/1tY7JSI6_6M/maxresdefault.jpg PROPERTY TRADERS VS INVESTOR Property makes money through monthly rent or a gain on sale. Sean explains why a property that drains your account is a liability, and how tax shapes the trader's game. https://www.youtube-nocookie.com/embed/1tY7JSI6_6M 476 2017-08-28T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/new-launch-vs-subsale 2017-08-03T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/iz20Za8r6ts/maxresdefault.jpg https://i.ytimg.com/vi/iz20Za8r6ts/maxresdefault.jpg New property VS Sub Sale A new launch and a subsale unit can cost the same on paper but ask for very different cash, time and risk. Sean explains who each one suits. https://www.youtube-nocookie.com/embed/iz20Za8r6ts 568 2017-08-03T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/serviced-apartment-vs-condominium 2017-07-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/KF41hIj4s8E/maxresdefault.jpg https://i.ytimg.com/vi/KF41hIj4s8E/maxresdefault.jpg SERVICE APARTMENT VS CONDOMINIUM They look alike, but serviced apartments sit on commercial land and condos on residential land. Sean explains how that changes car parks, density and utility bills. https://www.youtube-nocookie.com/embed/KF41hIj4s8E 188 2017-07-26T12:00:00.000Z yes no Sean Tan https://iherng-journal.pages.dev/articles/steps-before-your-first-property 2017-07-26T12:00:00.000Z monthly 0.7 https://i.ytimg.com/vi/fEX8D59NEBs/maxresdefault.jpg https://i.ytimg.com/vi/fEX8D59NEBs/maxresdefault.jpg 4 THINGS TO DO BEFORE OWNING A PROPERTY Sean's four steps before a first purchase: know why you are buying, find out how much the bank will lend, view property after property, and only then arrange the financing. https://www.youtube-nocookie.com/embed/fEX8D59NEBs 445 2017-07-26T12:00:00.000Z yes no Sean Tan