YOUR NUMBERS
The unit
RM
Borrowing RM 450,000
%
% p.a.
Instalment RM 2,046.83
years
Rental side
RM
Billed monthly
RM
Billed yearly
RM
Collecting RM 1,833 a month on average
months a year
Monthly position
- Rent collectedafter 1 month vacancy+RM 1,833.33
- Loan instalment−RM 2,046.83
- Maintenance and sinking fund−RM 250.00
- Quit rent, assessment, insurancespread monthly−RM 41.67
- Net monthly cash flow−RM 505.16
Break-even rentRM 2,551.08Rent needs to rise RM 551 to break even.
Rental yield4.80% gross3.70% net of vacancy and holding costs, before financing